216,731+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 216,731 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

216,731 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,782 reviews

4.9
Healthy Paws

11,065 reviews

4.9
Fetch

5,395 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,936 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

February 02, 2020

Getting Healthy Paws pet insurance for our Lab, Gibbs was one of the best decisions we ever made.

This was our fist time getting insurance for a pet. We did a lot of research, and decided Healthy Paws was the best choice. Our experience with them has exceeded our expectations! In the past three years, Gibbs has had two expensive surgeries due to problems with leg joints. Each time, the claims process has been incredibly easy. All we had to do is upload the invoice from our vet, and Healthy Paws took care of the rest! Their representatives even contacted us after each surgery to see how Gibbs was doing. And best of all, the whole process was incredibly fast from start to finish!

Insurer: Healthy Paws

By: Bob

Useful
February 02, 2020

Excellent customer service

Vanessa was wonderful in her customer service and really getting as immediate action as she could for my dog’s condition. My only complaint with the company is that they can’t guarantee what will be covered, so that’s a bit stressful when you’re relying on the info to make a decision. Otherwise, making a claim is very fast and easy, and my first payment for what’s been covered so far came very quickly.

Insurer: Figo

By: Amber

Useful
February 02, 2020

Saved my dog's life!

I could not be happier with Healthy Paws. My two dogs are covered, and our claims are always reimbursed within just a few days. It's very easy to submit invoices for reimbursement via the mobile app. The customer service is amazing, and I can tell that the staff are very caring. One of my dogs has cancer, and without Healthy Paws, he simply wouldn't still be here. We are so grateful.

Insurer: Healthy Paws

By: Rachel

Useful
February 02, 2020

Bad company

Bad customers service and long reimbursement waits

Insurer: Pets Best

By: Tammy

Useful
February 02, 2020

Best decision I ever made.

The best decision I ever made! My dog has been through surgery twice and Healthy Paws has been our savior. I cannot recomend them enough.

Insurer: Healthy Paws

By: Yne

Useful
February 02, 2020

The best pet insurance available!

I highly recommend embrace! I’ve had them since my dog was a pup. Customer service from day one was excellent. Claims are simple and refunds are quick. Coverage is excellent!!!

Insurer: Embrace

By: Teresa

Useful
February 02, 2020

Doubled premium and more than doubled deductible after just one year.

Started my policy when my puppy was less than one year. When it came time for policy renewal (one year later), they raised our premium from $352.81 to $618.65 and deductible from $200 to $500. Needless to say, I'm canceling my policy.

Insurer: Figo

By: Sebastian

Useful
February 02, 2020

Long waiting period

Takes very long for them to look at all claims (wellness, sickness, injury). Before I got the insurance, I was under the impression that they have fast claims, because that’s what they stated on there website. It says “ Our plans also have the shortest waiting period in the industry ; just 3 days for accidents 14 days for illness and 6 months for cruciate ligaments event". I get my dogs adequan shot for her IVDD every month. And they take 50 days to even look at the claim... I really wished I sticked to another pet insurance. Now I can’t because her condition would be a pre existing condition to other insurance companies. They always use the excuse “sorry for the delay, we have a high volume of claims to look at”... I mean who doesn't?

Insurer: Pets Best

By: Nikki Alviz

February 02, 2020

Our little girl had many medical issues...

Our little girl had many medical issues these past 2 years. Spot was able to cover our claims very quickly. The biggest hurdle we thought we would face was when we moved 3 times in 1 year due to my husband's job. Trying to locate a licensed vet that was covered by Spot was much easier than we anticipated. We were able to give her specialty care these last two years and her doctors were able to improve her quality of life. - Shelly S.

Insurer: Spot Canada

By: Shelly

Useful
February 02, 2020

Our little girl had many medical issues...

Our little girl had many medical issues these past 2 years. Spot was able to cover our claims very quickly. The biggest hurdle we thought we would face was when we moved 3 times in 1 year due to my husband's job. Trying to locate a licensed vet that was covered by Spot was much easier than we anticipated. We were able to give her specialty care these last two years and her doctors were able to improve her quality of life. - Shelly S.

Insurer: Spot

By: Shelly

Useful

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