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Pet parents across the U.S. and Canada have left over 216,637 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Trupanion is a life saver!
Trupanion saved me! I am so happy to have pet health insurance for my kitty who turned out to have some environmental allergies that leave her scratching at herself non stop-until she draws blood! If I didn’t have trupanion I probably would have had to put her down. Now she has hope, due to Trupanion covering her allergy testing expenses.
Insurer: Trupanion
By: Triva
Highly Recommended - Never Have to Hesitate Getting Medical Care
We are so grateful to have have found and purchased insurance through Healthy Paws. Over the past 8 years it has come through every time, covering emergencies and/or illnesses that we didn't expect. Every time we sought treatment for our dog we never worried about the cost in obtaining the best treatment for him. As recently as this past New Year's, our dog ate bacon soaked paper towels out of the trash while we were out of town and became ill. We did not hesitate to find care for him at an emergency hospital knowing that we would be covered. And then when we came back home and had to see the vet multiple times in a week because he was still not well, we again did not have to worry about the expenses. It allowed us to focus on getting Max well without having to think about whether we could afford the expenses of caring for him. After spending thousand of dollars within weeks on his medical care, we received a huge portion of our expenses back under our policy. We are, and have always been, appreciative of Healthy Paws coverage and its prompt claims processing.
Insurer: Healthy Paws
By: Kristyn
IF I could give this company zero stars…
IF I could give this company zero stars I would. I am a veterinarian and have insured my personal pets with figo for the past 3 years. Yes the price hikes are outrageous, however Fine go did cover the cost whenever my pets were sick and needed additional care above what I could provide for them (which is a lot, I had 3 older pets). My problem with this pet insurance began when my beloved Winnie passed away unexpectedly due to complications from chemotherapy in July 2019. I was devastated. I admit it took me a long time (6months) to submit the paperwork for reimbursement as I was grieving (still am). Figo refuses to reimburse me due to the fact that Winnie’s policy annually renewed on July 11 (even though I paid faithfully every month). Figo claims I had 90 days after july 11 to make a claim on the previous annual policy. When I finally submitted the claim in 12/2019 I only received payment for the July 17th bill. I contacted figo two weeks later and was told they just did not scroll down and will process the two claims from July 8 & 9th. Another two weeks go by and still no reimbursement. I contacted figo again and they FINALLY explained that they are not going to reimburse me because the annual renewal date of July 11, (you only have 90 days after that to make a claim from the previous policy year). First, of all we are talking about a matter of 3 days and I always made the monthly payments. I would understand if I canceled the insurance than asked for reimbursement. Second, I feel like they strung me along by initially saying they just didn’t scroll down on the email and see the additional claims. Third, agent Shea kept saying the underwriter would not let them pay. Well if that’s true why did they string me along. Fourth, I have submitted claims a few months after and it was never a problem, I was never advised there was a time limit for claims. Winnie happened to get sick at the end of her policy and that’s why Figo does not want to pay, that’s duplicitous. If she had gotten sick a few days later this would not have been an issue and my claim would have been reimbursed. I love my pets & insured them to get the best care possible without financial limitations, I never asked for reimbursement on the months I paid after Winnie’s death, it was the last thing I had to hold on to. Additionally Figo will not let me appeal the decision, but would not explain why. SHAME ON YOU FIGO for not allowing your customers to grieve over the loss of their pet (Winnie was my first dog and like my child)! Unfortunately I have to continue to use Figo for my two other pets (Nala & Bailey), they have too many diagnosed comorbidities to switch insurance companies as most pet insurance companies do not cover pre existing conditions. When I am ready to adopt a new dog I will be looking at other pet insurance companies such as pets best, trupanion or nationwide. As previously stated I am a veterinarian and will not be recommending Figo pet insurance to clients. I am also considering legal action! BEWARE of figo pet insurance they are devious! ******response to Figo Pet Insurance reply: According to your policy I have 6 months to submit a claim. I didn’t realize figo would put in exceptions to their policy ie. only 90 days to submit a claim from renewal policy period or 90 days after a pets death. So I guess my pet can’t get sick at the end of the policy period. Second you did not even address the fact that your agents strung me along with the first call regarding my claim & the fact that figo did not notify me that my claim was denied. I feel I was strung along so I couldn’t make an appeal. Third it took a poor review for Figo to adhere to their own policy and reimburse me the money I paid on Winnie’s policy after her death. Fourth, stop using the underwriter as a scapegoat, Figo picked the underwriter. I am a vet and DO NOT RECOMMEND FIGO PET INSURANCE their polices have to many catch-22s.
Insurer: Figo
By: Tamara Maehr
Peace of Mind
Our day started normal, outside for potty two cookies each but within 20-30 minutes I noticed my 2.5year old GSP was not acting right, panting, breathing weird .... within 2 hours we were at the emergency vet..... and he was diagnosed with pneumothorax....... your handed an estimate for $ 9100.00 ...... it's easy to say do what you have to do to save my boy with out the worry of where the money gonna come from..........I submitted my bill to Healthy Paws and no questions asked they paid the claim....... he was readmitted twice more as he ended up with pneumonia also and those claims were also paid with ease........... It is worth every penny knowing Healthy Paws is there when it is needed ............
Insurer: Healthy Paws
By: Dawn
Embrace was there at a terrible time for me and my baby Charlie
My baby Charlie was very sick with Diabetes and Cushings disease. Embrace took the financial strain off of a very stressful time. Submitting a claim is easy and reimbursement is quick.
Insurer: Embrace
By: Rebecca
Helped me find the coverage I needed.
Amy was great and helped me find the coverage I needed
Insurer: AKC
By: Maria
Helpful and polite.
Everyone I have spoken with has been helpful and polite.
Insurer: AKC
By: Betina
The service at Trupanion is always helpful and friendly.
The service at Trupanion is always helpful and friendly.
Insurer: Trupanion Canada
By: Emilia
Claims are done promptly!
Claims are always processed in a timely manner.
Insurer: Trupanion Canada
By: Sandra
Worry free vet insurance .stress free.
Always prompt with payment for vet sevices.payment is done right in the drs office .
Insurer: Trupanion Canada
By: Mary