154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 01, 2020

Pet insurance Rip off

My pet had ONE illness but Trupanion broke it down to three submissions and further subdivided each submission into illness categories. Then Trupanion applied the deductible to each sub category. So instead of one deductible amount there were several full amount deductibles. Needless to say the refund was paltry. Trupanion asks if I will recommend their company to friends and family—definite no. Put the monthly premium aside and use it for pet expenses, pocket the difference and avoid the frustration. I will cancel my policy.

Insurer: Trupanion Canada

By: Richard

Useful
Verified October 01, 2020

Great Pet Insurance

I love Trupanion. You take a photo of the invoice from the vet and upload on their site-very simple- and they take care of the rest. I just got $2100 back on a $2300 bill. And the money goes directly into my checking account. So worth the reasonable monthly payments.

Insurer: Trupanion

By: Jessie

Useful
October 01, 2020

They ultimately approved all my claims…

They ultimately approved all my claims without questions, it just took nearly a month. Additionally their customer service on the phone need attention, the two times I called I was on hold for over an hour. Otherwise no complaints and I’m glad they covered my dogs medical expenses

Insurer: Pets Best

By: Michelle Foley

Verified October 01, 2020

so pleased that I am insured with trupanion

When I rescued my dog I knew I should purchase insurance. I took the advice of my vet ( I have know for many years and trust) and went with trupanion. I recently had to file a claim. It was handled so quickly. In addition, they added the nicest note for my little dog in their e-mail! Their website is easy to use. I also had reason to call them and found the staff to be helpful and personable. I also feel that their rates are reasonable. It is really important to have insurance and I feel trupanion is a good company to go with.

Insurer: Trupanion

By: Judith

Useful
October 01, 2020

Love it!

Super simple and easy to use, Healthy Paws is a life saver for our accident prone & racoon fighting pup.

Insurer: Healthy Paws

By: Matt

Useful
Verified October 01, 2020

I am surprised that more of my bill was…

I am surprised that more of my bill was not covered.

Insurer: Spot

By: karen albaum

October 01, 2020

Life saving

These guys have been there thru out my dogs life. Huge help so grateful

Insurer: Embrace

By: helena

Useful
October 01, 2020

I have had Healthy Paw for my Boxer…

I have had Healthy Paw for my Boxer since he was a puppy. I watched it go up slightly each year and was okay with that. I had an auto payment connected to my credit card. I noticed that my payment went from $48.00 to 72.50 this month. I called up and spoke with customer service saying this has to be a mistake. I was told I should have received an email, which I did not letting me know why it went up. Then the person said well here is the reason why - Too many people have used the insurance, so we had to raise it (in 5.5 years I have never used it for my Boxer) and you know you dog is getting older. So the moral of the story is keep paying never use it and get your rate increased approx. 45% in one month and so far I have payed $4,070.00, never used the plan and I have to pay this much more each month. I will actively look for a new insurance since they don't value a steady customer who pays their bill and does not use the in a insurance frivolous manner. I would not recommend this insurance at this time, or maybe ever again unless this is changed.

Insurer: Healthy Paws

By: Connie Barnao Bolger

Verified October 01, 2020

Took 2 months to get my claim taken…

Took 2 months to get my claim taken care of

Insurer: Prudent Pet

By: E k

October 01, 2020

I placed my submission in August

I placed my submission in August. It wasn't paid out until the very end of September and after I had to resubmit 3 times via email and finally call customer service. I spent over an hour waiting on the phone but the person I spoke with was much more helpful than the emails I had received regarding my submission. She was polite and quickly figured out what was wrong and how I could fix the submission. When I received my check, it covered less than half of the bill, despite going with a higher coverage that led me to believe nearly all of it would be covered when I read it.

Insurer: Pets Best

By: Georgette Meister

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