210,050+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 210,050 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

210,050 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,746 reviews

4.9
Healthy Paws

11,027 reviews

4.9
Fetch

5,310 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,890 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

December 27, 2019

Great pet insurance company

I’ve had pets best for three years now. Unfortunately my dog has been a bit of a medical nightmare and pets best has made it easy throughout the whole process. Claims are very easy to file online and they stick pretty closely to their estimated processing time. Have referred many friends to them and all have been extremely happy with them.

Insurer: Pets Best

By: Chelsea Almand

December 27, 2019

Great communication easy to submit claims.

Ease of use, proactive communication on claims, overall very very good. Thank you. I used another service prior who did none of the above and whose customer service and appreciation were lacking.

Insurer: ASPCA

By: Beth

Useful
December 27, 2019

Makes Claims Easy

We got Healthy Paws after our dog broke her toe and needed x-rays about every two weeks to see if it was healing correctly. After that our dog needed minor medical attention, nothing serious. And then one day she got into the trash and ate a bunch of stuff that wasn't food. After throwing up a lot we took her to the emergency ER and they found foreign objects stuck in her stomach. They recommended to perform surgery to remove the objects immediately. Knowing that Healthy Paws would take care of 80% of the bill, made the entire process so much easier and less stressful. We didn't have to worry about the cost of the surgery or her care, we just needed to make decisions based on what was best for our dog. This is the only pet insurance I have gotten, but the process of using it and getting reimbursed is so easy. I just take a picture of the invoice, submit it, and about 10 days later I get an itemized statement of what was deducted and paid for. Before they used to send the reimbursement to you in check form, but now they do direct deposit.

Insurer: Healthy Paws

By: Lindsay

Useful
December 27, 2019

Insurance Fraud

Their policy contradicts itself purposely to deny coverage. The policy does not give proper specification and leave an open blanket to deny coverage. I feel stupid in trusting a website called https://www.consumersadvocate.org where they were rated # 1, to later learn that consumers are not allowed to write reviews on this website, so who is really advocating their reviews? e.g. policy states that they exclude "Dental Health Care. The regular care required to maintain dental hygiene for your pet. This includes brushing, scaling, polishing, extractions and reconstructions." My dog literally had a hole in his face and had to be on antibiotics for weeks due to an infection caused by an abscess. This was considered to them as "regular care". I would want to see if a child had a hole in their face, if any parent would consider it as "regular care".

Insurer: Healthy Paws

By: Shazam

Useful
December 27, 2019

Well worth the money

Having Healthy Paws Insurance has been a blessing. When we brought our new 2 month old puppies home, I knew that I had to make a smart decision about pet insurance. I received a lot of recommendations from the veterinarian on which companies to use but I did my own research to find the best fit for our family. Once I decided on Healthy Paws, I never expected that i would have to file a claim a couple of months later for my puppy’s emergency surgery. The claim process was so easy and painless. Once the claim was settled, the customer service did not stop after the check was received. We were surprised and grateful to receive an email from the Healthy Paws customer service checking in on the status of our puppy and his progress. It was so unexpected that an insurance company would check up on the health and well being of our new puppy after the surgery. We were treated like a member of their family and we appreciate the kind words. I’m so grateful for Healthy Paws and I know that if I need to use them again, the process will be stress free and quick. I have recommended Healthy Paws to many friends already.

Insurer: Healthy Paws

By: Elizabeth

Useful
December 27, 2019

Easy to use and the best coverage available!

It was easy to file my claim when my lab needed ACL surgery. They were quick to process everything which took the burden off of us so we could focus on caring for our pup. The best gift you can ask for is peace of mind knowing you are protected in the worst case scenario. Thank you Healthy Paws!

Insurer: Healthy Paws

By: Rachel

Useful
December 27, 2019

Life Saver!

I rescued a pup who had some trauma as a baby, and the foster mom convinced me that pet insurance could be extremely valuable in case of accidents. She couldn’t be more right! After an accident, we had to pay nearly $1000, and we got nearly $600 back, and very quickly as well. It saved us!

Insurer: ASPCA

By: Thea

Useful
December 27, 2019

Best coverage, easy claims, no games

After losing my cat, Jo, 8 years ago (and after paying $4k that I didn’t have but couldn’t resist paying), I obsessively researched pet insurance before adopting another rescue. Hands down, Healthy Paws was #1 based on my personal research. And the company has been true to its word. They don’t pay out on schedules, leaving you with coverage caps. They pay 70/80/90% of what the veterinarian charges depending on the plan you choose. I went for 90% with higher premium and only $100/year deductible. Early in her life, my little girl, Christmas, became critically ill with an autoimmune condition requiring bone marrow testing/surgery. Health Paws paid 90% of all charges. And they have continued to do so with other conditions that she has developed- surely over $10,000 by now. I don’t make a lot of money and I would not have been able to treat her without Healthy Paws. And it’s an easy, no-hassle-process. Just upload a screenshot or photo of bill (sometimes drs notes) and it gets processed in under a week. Continues to feel too good to be true. This has allowed Christmas to live and thrive for 7 years and most likely at least 7 more. She’s my little love so I wanted to share my thanks and recommendation.

Insurer: Healthy Paws

By: Holly

Useful
December 27, 2019

Trupanion has great service

Very fast and friendly service.

Insurer: Trupanion Canada

By: Ellice

Useful
December 27, 2019

Outstanding Service

Trupanion is very caring and compassionate and has assisted us with our claims. Trupanion has made the claiming process so easy.

Insurer: Trupanion Canada

By: Regina

Useful

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