154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,760 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,319 reviews

4.9
Healthy Paws

10,775 reviews

4.9
Fetch

27,461 reviews

4.9
Pets Best

14,152 reviews

4.9
Trupanion

62,998 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

November 14, 2020

Customer service is always prompt and helpful.

Customer service is always prompt and helpful. Highly recommended!

Insurer: Trupanion Canada

By:

Useful
Verified November 13, 2020

Quick and easy claim experience

Trupanion always makes my claims super easy. I have never had an issue and I have been with the for almost 6 years. They are always quick to process claims and I have been happy with the service I’ve received.

Insurer: Trupanion Canada

By: Laura

November 13, 2020

It is comforting to know when your pet…

It is comforting to know when your pet gets older that you will have the funds to help them through any ailments <3

Insurer: Trupanion Canada

By: Joanne Matheson-Smith

Verified November 13, 2020

Great Pet Insurance

As a pet owner we only want the best for them and selecting Healthy Paws as our pet coverage was one of the best decisions we made for our fur babies!! Thank you for being there when it counted!!

Insurer: Healthy Paws

By: Greig L.

Verified November 13, 2020

I am so happy we decided to get pet…

I am so happy we decided to get pet insurance for our new puppy! It has already saved us a lot of money! Our little pup was hospitalized for 3 days and the bill added up very quickly. Knowing we have pet insurance made our decision to get him the best care and move forward with treatment without the stress of wondering how we would pay the bill. It is so nice having that piece of mind. The claim process was easy and I received 80% of the bill within a few weeks! I'm thrilled with Healthy Paw pet insurance and would recommend them to anyone with a dog.

Insurer: Healthy Paws

By: Jennifer Axtman

Verified November 13, 2020

Always there for you

Healthy Paws has been there for me and my pet whenever we have needed them. Processing claims could not be easier and it is absolutely wonderful speaking with customer service, as they are best-in-class.

Insurer: Healthy Paws

By: Benjamin Leff

November 13, 2020

Regret trusting ASPCA

I’ve submitted 3 claims for vaccinations for my puppy since September. Still “processing” with no clear answer from Customer Service. Very disappointed with this company and will be looking around for a more reliable company.

Insurer: ASPCA

By: Wendy

November 13, 2020

Look elsewhere for Supportive, Transparent Pet Insurance

I have been an ASPCA customer for about six months now. While I cannot point to any specifically fraudulent or grossly negligent conduct, this is not a company I would recommend to anyone. Be aware that ASCPA is underwritten by another company, Crum & Forster, which causes information gaps and discrepancies in how claims are processed. In addition, CF construes their coverage and policy VERY narrowly, and, at least in our case, has already denied multiple claims that, under a plan reading of the policy, should be covered. Finally, their backlog of claims processing, refusal to follow through or communicate regarding vet correspondence, and exceptionally long wait and response times for customer service reps is unacceptable.

Insurer: ASPCA

By: A. S.

Verified November 13, 2020

They are the nicest people; and pay the claims in a very timely way. Would highly recommend

Awesome insurance company. They pay quickly; and after your deductible is met; they do pay the 90% of remaining balance

Insurer: Trupanion

By: Lynda

Useful
November 13, 2020

Disillusioned Former Fan

Update as of 12/22/20 ... it took over a month to appeal the decision on the original decline and the adjuster still declined payment. The tests were run to ensure our dog had not ingested a toxin. The vet updated the records stating that they were screening to ensure no organ damage was showing. The tests showed no organ damage so that was great, but because the vet noted our dog was teething at the time- the AKC insurance adjuster said THAT was the cause of the excessive drooling and declined payment. Great way to dodge payment since Ortho issues are not covered. The issue resolved in 48 hours, but the dog was still teething so that was not the cause of the drooling. We also had the wellness plan for our cats- it has been a month since I submitted the claim for that and still no completion. It is unfortunate that they are so under-staffed that claims take a month to review, and set the customer up for an even longer reimbursement process if/when they want more documents from your vet. I know we have begun looking at other options. Financially, it doesn’t make sense to pay thousands in premiums to have $177 bill declined for payment. Original post: So we have been with AKC Pet Insurance for approximately 4 years now, and I honestly could have made a commercial for them. Unfortunately my last claims experience was a bit unsettling. We had a $177 claim that was reimbursed $0. The explanation of benefits said that they did not cover my dog’s diagnosis- but that is alarming as it was an emergent visit. Specifically, our dog began drooling EXCESSIVELY.... I am used to slobber as I favor wrinkly pups, but our puppy was soaking through a full sized towel while trying to sleep, and the drool was pouring out of his mouth when he stood- his neck, chest and paws were soaked. The vet said to bring him in because she feared dehydration could set in, and that perhaps it was some chemical exposure so they wanted to run tests! We got him in, and the tests run indicated that his organs were all functioning properly, and there was no known cause for the excess drooling. They told us to watch him over the weekend and if it continued more tests would be run to check for salivary gland issues. Thankfully it subsided, but the insurance paid nothing on the claim because the only thing the vet could positively note was that he was “shedding” multiple teeth. There was no conclusive diagnosis as to what caused the drooling, so they paid nothing. My concern is that it seems they would encourage owners to wait to seek treatment unless there is some certainty of what is causing a symptom! That is no way to care for a pet! I am shocked at the philosophy so I cannot recommend the product any more. I can say that if you are considering pet insurance, you may want to ask if testing is covered even if results are negative and cannot confirm an immediate diagnosis.

Insurer: AKC

By: Jean Singbush

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