154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

November 18, 2020

They deliver EXACTLY what they promise!

They deliver EXACTLY what they promise - and they do it quickly - so fast that the money arrived before the credit card bill!

Insurer: Healthy Paws

By: Lawrence

Useful
November 18, 2020

Save your money.

Take any money you would pay them and put it into an account to use for your pet needs. They will take forever to "resolve" your claim and then not pay anything. They are a scam, a waste of time, and probably paid for the good reviews on here because they don't pay for the type of things most people who gave glowing reviews said they paid for.

Insurer: Figo

By: Thunder Pantz

November 18, 2020

Not happy with the service I received

Not happy with the service I received

Insurer: Pets Best

By: customer

November 18, 2020

I wish my own health Insurance was this good

I tell all of my friends that have pets about Healthy paws pet insurance, it really gives me peace of mind every time my dog is sick or hurt. The claims are simple all you need to do is snap a picture of the bill and email it to them, they respond right away that they received it and have begun working on a claim number its paid in less then a week and is direct deposited right into my account. No hassle or worry !!! I do recommend this for all pet owners get it right away.

Insurer: Healthy Paws

By: Betty

Useful
November 18, 2020

Healthy Paws has been awesome for us!

We have a 7 month old lab. His name is Milo. Before we bought our policy from Healthy Paws, I researched several companies. In the end, I chose Healthy Paws. I liked the idea of a small annual deductible and 90% unlimited coverage with a reasonable monthly premium. I definitely made the correct decision as we are very pleased and highly satisfied with Healthy Paws' service. We have used the policy several times since we have had Milo. One of the reasons that I chose Healthy Paws is because it does not have a maximum annual or lifetime amount of coverage. It is uncapped. I am especially pleased with how easy it is to submit a claim, how quickly the claims are processed, and how quickly the funds are deposited to my account (usually within 1-2 days after processing). I simply snap a photo of the vet's invoice and upload it on the Healthy Paws app. Shortly thereafter, I receive an alert that tells me that it has been received. Not long after that, I receive another alert telling me that it is being processed. Lastly, about a day later, I receive a final alert telling me that the claim has been processed. I click on the link to see the details of the claim and what was covered. At the start of the policy, we had to submit Milo's initial medical records to Healthy Paws. Since Milo was a puppy, they wanted his full shot records and initial vet examination notes. Once I submitted that info, all claims have been processed without the need for any doctor's notes. I simply upload the photo of the invoice and the claim is processed. That simple. Once last point, Milo recently had to undergo some expensive testing because he was experiencing prolonged diarrhea and vomiting. The bills from the vet were covered by Healthy Paws saving us a very large out of pocket expense. Milo is doing much better. It appears he had a bad reaction to something he ate. Healthy Paws actually sent us a personalized email asking how Milo was feeling. We felt that was pretty special. Without hesitation, my family and I strongly recommend Health Paws!

Insurer: Healthy Paws

By: Jim

Useful
Verified November 18, 2020

Great

Great service

Insurer: ASPCA

By: Jr Bynum

November 18, 2020

Stay Away, they increase monthly premium exponentially.

Trupanion is quite deceptive when you ask this question prior to signing up "Do monthly premiums increase as your pet ages?", they'll say no... because they don't call it age related. They'll tell you there's tiny increases at the cost of vet care goes up. My cat has been on Trupanion for under 1 year, she's currently not even 2 years old. She had one claim for diarrhea. I got a notice today that her monthly premium is going up by over $8 a month effective next month. Unreal! They cited increasing costs of veterinary care. My other cats are with Pets Plus Us and I wish I'd signed this girl up with Pets Plus Us too. Pets Plus Us does take 2 - 3 weeks to process claims... but my others have been with them for 4 1/2 years and never ever ever have I seen their monthly premiums go up like this! One of my cats with Pets Plus has over $20,000 paid out by them and his monthly premiums have never ever increased like this. Their monthlies increase by a couple of dollars each year. I would be very leery of signing on with Trupanion... don't be lured in or fooled by their quick claim process time. They won't be long term sustainable for a lot of people.. with how their monthly premiums raise.

Insurer: Trupanion Canada

By: J

Useful
Verified November 18, 2020

It was very easy and convenient to get…

It was very easy and convenient to get health insurance for my dog.

Insurer: ASPCA

By: Sammy

Verified November 18, 2020

Best decision I've made...

I've had my babies insured with Healthy Paws since 2015, and for first couple years I thought about removing it because we hadn't used it. So glad we didn't. Three years ago one of my boys had to have TPLO surgery and we just didn't have the upfront money that you're supposed to pay. After speaking with my vet and Healthy Paws they agreed to do a direct pay. Day of surgery came and they were true to their word, what's more they sent the payment over within 24 hours of receiving final bill. What's more they follow up with me via email and phone to see how Chance was doing and even sent him a get well soon post card. Most recently we've also had to get two growths removed on Chance. Again, the level of service has been great, my claim was completed within 72 hours of me submitting the claim. What's more, they've even followed up to check how he's doing since then. I wouldn't change this for the world. I can say that with the health scares and costs we've incurred with both our boys (they're both in physical therapy) the last thing I've had to worry about is whether they're going to cover things or if I'm going to have to argue for reimbursement. Even though our premiums did increase a bit this year, I still wouldn't change them. The level of care they show for pets is all worth it.

Insurer: Healthy Paws

By: Catherine

November 18, 2020

Best insurance company ever

I've had my babies insured with Healthy Paws since 2015, and for first couple years I thought about removing it because we hadn't used it. So glad we didn't. Three years ago one of my boys had to have TPLO surgery and we just didn't have the upfront money that you're supposed to pay. After speaking with my vet and Healthy Paws they agreed to do a direct pay. Day of surgery came and they were true to their word, what's more they sent the payment over within 24 hours of receiving final bill. What's more they follow up with me via email and phone to see how Chance was doing and even sent him a get well soon post card. Most recently we've also had to get two growths removed on Chance. Again, the level of service has been great, my claim was completed within 72 hours of me submitting the claim. What's more, they've even followed up to check how he's doing since then. I wouldn't change this for the world. I can say that with the health scares and costs we've incurred with both our boys (they're both in physical therapy) the last thing I've had to worry about is whether they're going to cover things or if I'm going to have to argue for reimbursement. Even though our premiums did increase a bit this year, I still wouldn't change them. The level of care they show for pets is all worth it.

Insurer: Healthy Paws

By: Catherine

Useful

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