207,041+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 207,041 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

207,041 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,688 reviews

4.9
Healthy Paws

10,944 reviews

4.9
Fetch

5,187 reviews

4.9
Trupanion

58,957 reviews

4.9
Pets Best

14,600 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified February 19, 2026

The claim process was easy

The process was easy to submit and track a claim. The claim got paid pretty fast too. Very convenient.

Insurer: Spot

By: Lety

February 19, 2026

Terrible. Like every insurance company

This company is just like every other insurance. They will use every excuse they can find to NOT cover a condition. If they worked as hard to help pets be healthy as they did to get out of paying a claim, their patients would be a lot healthier. But instead, they define all pre-existing conditions in the broadest possible terms they can legally get away with. I have far too many examples of this to fit in a review, but I'll give one: They tried to exclude all skin conditions on a 6 month old puppy b/c she first came home to us with fleas and had a few visible bites. If you think that's reasonable, roll the dice on them. Personally, my most recent experience with Embrace was the straw that broke the camel's back to convince me to find a different pet insurance.

Insurer: Embrace

By: Jody Moscaritolo

Verified February 19, 2026

Great experience

Great experience. Easy using app to file clam and submit documents. I would recommend MetLife Pet Insurance to everyone who has a pet.

Insurer: MetLife

By: A. Murphy

Verified February 19, 2026

The Absolute Best

Where to start? I don’t know what I would do without Healthy Paws! Time and time again, they’ve literally saved my animals lives. From my dog Milo’s emergency foreign body surgery and corrective elbow surgery to my little cat Lucy’s Chronic Kidney Disease treatment, I know for a fact they wouldn’t be here today without you. And that’s just the tip of the iceberg. Thank you for giving me more precious moments with my babies, and supporting pet parents like me.

Insurer: Healthy Paws

By: Courtney Card

Verified February 19, 2026

I am impressed with quick I am payed…

I am impressed with how quickly I am payed after submitting my claim. I am very satisfied with Pumpkin Pet Insurance.

Insurer: Pumpkin

By: Gisela

Verified February 19, 2026

Thank you for covering my dog Akeeda

Thank you for covering my dog Akeeda. The setup was easy and fast thanks again.

Insurer: MetLife

By: STEVEN HENDERSON

Verified February 19, 2026

First time buyer

I never bought pet insurance before so they made it very easy by providing several options to choose from and with the ability to change options, I was able to compare price differences with the quotes they provided. I also called the support line and was able to ask questions as well. They answered the phone quickly, answered my questions, and I was actually able to understand the rep. You speak to a live person which is a plus. Lastly you can always change your policy as well. I feel better knowing I have this in case something happens to my dog, Levi.

Insurer: Prudent Pet

By: melveragmail.com

Verified February 19, 2026

Extremely pleased.

My claim was processed, reimbursement received promptly, and as per policy. There were no surprises other than how quickly this was completed. Also, the representative who assisted me was professional, knowledgeable, pleasant, caring, and very helpful.

Insurer: Spot

By: Lori de los Santos

Verified February 19, 2026

I have been going through a lot with my…

I have been going through a lot with my dog and I am so glad I chose Spot insurance as my coverage. You guys are quick & fare when filling claims & getting reimbursed in certain situations. Wish I would of gotten coverage in the past on my other dogs. You guys are also decently priced to where it is affordable if you pick & choose what you really need to be covered.

Insurer: Spot

By: Curtrina Burnett

Verified February 19, 2026

I appreciate Art and his…

I appreciate Art and his professionalism and genuine concern for my pet. He answered all my questions and recognized my apprehension about affordability vs the health and safety of my Morkie. Thank you.

Insurer: Nationwide

By: Caryn Saltsman

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