224,914+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,914 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,914 total


Most selected providers in "July, 2026"

This chart shows the distribution of the most selected pet insurance providers in July, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

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Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

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Pets Best

15,416 reviews

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Category with most reviews

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July 27, 2026

very easy to enroll and see available options

Website is user friendly

Insurer: MetLife

By: NWard

July 27, 2026

Coverage Problems

I purchased Fetch Pet Insurance in April to protect my dog in case of an unexpected medical emergency. Before enrolling, my dog had no symptoms or diagnosis of any spinal or neurological condition. When she suddenly developed neurological symptoms, an MRI confirmed a spinal cord compression caused by an intervertebral disc herniation. A board-certified veterinary neurologist submitted a detailed letter explaining that this is a primary neurological disease, not an orthopedic condition, and requested that Fetch reconsider the claim. Despite the specialist’s medical opinion, Fetch denied coverage by classifying the condition as orthopedic under the waiting period. It is incredibly frustrating to pay for insurance, do everything responsibly, obtain a specialist’s opinion, and still be denied when your pet needs life-changing surgery. Pet insurance is supposed to provide peace of mind during emergencies. Instead, we were left facing thousands of dollars in unexpected veterinary costs while our dog needed urgent treatment. I strongly encourage anyone considering Fetch to carefully read the policy and ask very specific questions about how they classify IVDD, disc herniations, and neurological conditions before purchasing coverage. This has been an extremely disappointing experience, and I cannot recommend this company based on how our claim was handled.

Insurer: Fetch Canada

By: Melanie Robinson

July 27, 2026

Staff was so helpful

Staff was so helpful. Alex answered so many questions and then made a note to call me back on Monday, knowing we were bringing our puppy home this past weekend. We have a policy for each of our cats and knew that, with a puppy, it was a must have to start off right. He helped me determine the best plan and truly walked me through the whole process.

Insurer: Nationwide

By: LaHay

July 27, 2026

It is nice to get an internet discount

It is nice to get an internet discount

Insurer: MetLife

By: customer

July 27, 2026

Very understanding and setup was easy…

Very understanding and setup was easy and quick

Insurer: MetLife

By: customer

July 27, 2026

Filing claims has been super easy

Filing claims has been super easy. We appreciated knowing that our little dog had excellent coverage.

Insurer: MetLife

By: Emma

July 27, 2026

Representative was very accommodating…

Representative was very accommodating and helpful.

Insurer: MetLife

By: Lorna Pazziuagan

July 27, 2026

Affordable at first,unaffordable when in matters…

I insured my dog with Fetch in 2018 and stayed loyal for years. I barely made any claims. After my dog was diagnosed with heart murmur and tracheal collapse, my premium almost doubled. I accepted it because he's family. Now they've increased it again to $344/month. That's over $4,200/year for a policy with only $5,000 annual coverage, 80% reimbursement, and a $500 deductible. I contacted customer service hoping they could offer any solution, but they couldn't help at all. Pet insurance should be there when your pet gets sick—not become so expensive that you can no longer afford it. If you're considering Fetch, think about what could happen once your pet develops a chronic condition.

Insurer: Fetch Canada

By: SARAH NASAB

July 27, 2026

Easy and I’m so glad to have this for…

Easy and I’m so glad to have this for my babies

Insurer: MetLife

By: Yvonne

July 27, 2026

I have heard many horror stories of…

I have heard many horror stories of having to fight with pet insurance companies to get reimbursements. I can honestly say, I don't relate.

Insurer: MetLife

By: Frances Puerner

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