154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

December 15, 2020

Premiums increase w/age

My main issue with Embrace is the fact that they increase policy premiums anywhere from 20-35% almost every year. Why every year? Because each year your dog ages, they can (and do) increase the premiums. they will claim the reason is because older pets, like people, tend to get sick more and cost more money for care. however, my premium doesn't go up each year. so i find their reasons a ridiculous logical circle. I also don't remember reading anything about that before i signed up with them. i know premiums can and will go up but 20-35% annually because my dog gets older each year is ridiculous. that means it may start low when you first sign up but if you have them for 5 years you can expect at least a 100% increase in your premiums. that's insane! and robbery in my opinion. i had them for one year and am looking to switch before my plan renews next month. don't like the hidden fact about the annual age increase. although i will give them credit for answering my questions about it pretty honest and directly once i learned about it. i have two dogs and a cat insured by them.

Insurer: Embrace

By: claudia

Useful
December 15, 2020

Lost finished quote

I made a new quote and my payment went through but, it's gone and I don't have access. I was on thank you page, received an email for my payment. On the Thank you page I was trying to sign up as a member but, but it would not work, so I refreshed the page. Refreshing the page removed all that information and took me to a checkout page. I already finished my quote but, it's gone now? This is frustrating, I spent 20 minutes trying to get back to the page, but it still takes me to the checkout page. Edit: After reaching out, I successfully got the account set up. Great support team

Insurer: ASPCA

By: Jovvanie Rodriguez

December 15, 2020

Could not have chosen a better company!

Customer service and responsiveness is outstanding. Coverage is excellent. Claims are processed fairly and promptly. This is a really great company!

Insurer: Pets Best

By: Julie

Useful
December 15, 2020

Very happy with Healthy Paws

Healthy Paws is a great company. I decided on their top tier insurance policy and the coverage has been life and money saving. My lil love Tobey has had tumors develop on his precious paws which needed removal. Thankfully, they were benign. The procedures were quite expensive and healthy paws covered the majority of the cost each time. They do any time an emergency or problem develops. Whenever anything occurs with Tobey I know he'll get the best care from his vet and that I'll get the best care from Healthy Paws. They even checked up on him by emailing me to make sure he was doing well. They're customer service is fabulous and I feel good knowing that they donate money to animal non-profits. I definitely recommend Healthy Paws for your pet insurance provider.

Insurer: Healthy Paws

By: Lindsay

Useful
December 15, 2020

It took a while

It took a while, and after deductible, items not covered and a co-pay, I got about 2/3 back. I set reimbursement at 90%. Apparently they don't cover prescription food, even while in the hospital.

Insurer: Pets Best

By: RobinNF

December 15, 2020

They have have been very reliable throughout the years.

We purchased Shultz's pet insurance when he was young and healthy. He is now 10 and has some difficulties. His pet insurance has always come through for us. Every pet owner should have insurance for their babies, there will likely be a time you will need it.

Insurer: Pets Plus Us

By: Marlien

Useful
December 15, 2020

Quick processing of claims

Quick processing of claims, great customer service and friendly reps. Definitely a great company and glad I insured both of our dogs with Person Best.

Insurer: Pets Best

By: Lisa Mitchell

Verified December 15, 2020

Health Insurance for our New Puppy

This is the first time I have ever purchased pet insurance for any of our dogs, but after raising several dogs and experiencing the high costs associated with their medical care due to illnesses, I feel great relief knowing we have Prudent Pet's comprehensive coverage if and when the need arises. The sales agent, Monica, helped me to enroll our pet and she answered all my questions and made the process quick and easy.

Insurer: Prudent Pet

By: Sarina

Verified December 15, 2020

Best customer service. Highly recommend!

We’ve had Healthy Paws for our dog Balthazar for three years now. Since getting the insurance our dog developed allergies that needed monthly medication and he’s also had a couple of accidents that needed emergency care. It’s such a relief to know that we have insurance to cover these costs. Healthy Paws is quick to approve claims and also quick to disburse reimbursements. I highly recommend them for all furry families.

Insurer: Healthy Paws

By: Aiza Keesey

December 15, 2020

Best insurance to give you peace of mind for your furry baby

We’ve had Healthy Paws for our dog Balthazar for three years now. Since getting the insurance our dog developed allergies that needed monthly medication and he’s also had a couple of accidents that needed emergency care. It’s such a relief to know that we have insurance to cover these costs. Healthy Paws is quick to approve claims and also quick to disburse reimbursements. I highly recommend them for all furry families.

Insurer: Healthy Paws

By: Aiza

Useful

Compare top pet insurance providers plans.