154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified March 03, 2021

Thank Goodness Trupanion Was There

Murray had to go to the ER for three days and the bill was huge. Not only did they pay the bill within the week, they were so sweet and caring when I called with questions, reassuring me that Murray would be okay. Their agents made me feel that they cared as much about my cat as they did about the bill. It was the human touch that makes them stand out as a company.

Insurer: Trupanion

By: Marci

Useful
March 03, 2021

The coverage came with my pet through…

Worst company!!!!!!!!! The coverage came with my pet through the pet shop. It was a coverage for a month. Two days after I got my pet she started coughing and I had to take her to the vet. All the invoices I submitted were rejected. This is a horrible company based my experience. They said I would get paid in a week or so, they responded to my claim with a rejection in a whole month. That is why I didn’t purchase the plan. They forced me out. They are saying that My dog had pre-existing conditions but as I took my dog from the pet shop I took her to a vet and everything was great. They are liars!! I have all proof of everything they just keep repeating the same crap!!!

Insurer: Trupanion

By: John Elmas

Verified March 03, 2021

Fast, easy claim process.

I adopted an older dog and although the monthly payment is a little high, one emergency room visit covers the cost for a year! Trupanion’s claim process is fast and easy. I filed a claim Sunday and had the statement of what they would pay within 2 days. And with direct deposit it will be in my account soon. Highly recommend Trupanion.

Insurer: Trupanion

By: Gayle

Useful
Verified March 03, 2021

MY DOG'S HEALTH ISSUES ARE MUCH LESS FRIGHTENING ON SO MANY LEVELS BECAUSE OF TRUPANION'S COVERAGE.

My dog was very ill--on top of her existing health conditions. My vet was unavailable due to health reasons so I took her to a well known hospital that I have used before. I never hesitated because I know that Trupanion was with me. Even if not I would have made sure she got the care she required, but knowing Trupanion was behind us made it far less stressful . Thank you, Trupanion!

Insurer: Trupanion

By: Sherry

Useful
March 03, 2021

Finally

I'm not sure jow I am abke to give my rating when I haven't had any progress of help yet with my pet only a questioner. Iam grateful to have come across such a eye opener and have been praying for some sort of help with my pup. I can't afford a vet and she had a massive lump growing.on her side. I don't know what to do she is my everything. I would give my life for hers in a snap of a finger. That's my review,what's yours?

Insurer: Spot

By: Michele U

Useful
March 03, 2021

Finally

I'm not sure jow I am abke to give my rating when I haven't had any progress of help yet with my pet only a questioner. Iam grateful to have come across such a eye opener and have been praying for some sort of help with my pup. I can't afford a vet and she had a massive lump growing.on her side. I don't know what to do she is my everything. I would give my life for hers in a snap of a finger. That's my review,what's yours?

Insurer: Spot Canada

By: Michele U

Useful
March 03, 2021

Love trupainion

Love trupainion! the website is so easy to use and add pets! They make choosing a deductible and monthly fee so freeing and you can choose what've works for you! We would recommend them for anyone who loves their pet and wants to give them the best life!

Insurer: Trupanion Canada

By: Kate

Verified March 03, 2021

Healthy Paws fan!

Working with the Healthy Paws claims team was amazing! I wasn't sure what to expect...this was my first time filing a claim.  The process was so simple and fast...great communication from Healthy Paws and then approval and a check was sent immediately.  I am so glad that I selected Healthy Paws for my dogs insurance.  I'm definitely a fan!

Insurer: Healthy Paws

By: Renee Sanders

March 03, 2021

Definitely a fan!

Working with the Healthy Paws claims team was amazing! I wasn't sure what to expect...this was my first time filing a claim.  The process was so simple and fast...great communication from Healthy Paws and then approval and a check was sent immediately.  I am so glad that I selected Healthy Paws for my dogs insurance.  I am definitely a fan!

Insurer: Healthy Paws

By: Renee

Useful
Verified March 03, 2021

Healthy Paws and nasal cancer

We’ve had Healthy Paws for the last 7 years. We adopted our dog when he was 2 years old. We decided to get pet insurance in case of any surgeries, emergencies or cancer. We wanted to make sure costs wouldn’t keep us from getting our boy the best care possible. He was about 5 when we got him enrolled. Monthly costs ranged from approximately $30-60 the first 5 years and then went from $70-90 the last two years. I think the increase is fair since the policy is aging as well as the pet. For the first 6 years we never met our deductible ($250/80%). Our dog has chronic ulcers and we paid everything out of pocket. Exam fees are not covered. Fast forward and our dog is 12 years old and we are faced with stage 4 nasal cancer. Prior to the diagnosis we were seeing the vet left and right and then oncologists and quickly met our deductible. We got our first claim very quickly and then signed up for direct deposit right into our account. We decided since we had insurance and had done extensive research, to travel out of state for SRT/SRS radiation. I would say total for this cancer journey we have paid approximately $13,000 and have received roughly $10,000 back. We truly believe Healthy Paws is totally worth the investment and are happy to report the radiation treatment went extremely well and our dog is doing great! Healthy Paws even followed up with us via email to see how our baby was doing. Their customer service is top notch. I’ve sent many emails throughout the years with questions and they are always so pleasant and helpful. We recommend them to everyone. There are a lot of choices out there. Make sure you research and understand what is covered and what’s not. The most heartbreaking decision is not whether to say goodbye to a beloved pet, but whether money is the deciding factor. Save yourself the heartache and get your pet insured!!!!

Insurer: Healthy Paws

By: Ashley Gunn

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