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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

A breath of fresh air in the insurance world!

Embrace's claim explanations are timely, you keep the customer posted on the status and coverage is straightforward. I took out the insurance policy for my pets so that I would never hesitate to take them to the vet or authorize treatment. Embrace has lived up to its word and I tell all my friends about this company.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Highly Recommended Insurance

My little dog "Lola" apparently ate something very toxic left on the ground at an RV campground last week - Lola started vomitingun-controllably and became very lethargic and refused to eat or drink any water - I immediately took Lola to a 24 HR emergency vet hospital where the DR immediately put Lola on a constant 24 Hr IV needle and kept the dog under close observation + repeated blood tests for over 5 days in the hospital - this hospital + this DR literally saved my dog's life - Lola is back home with us once again and appears to be perfectly normal - had it not been for PetsBest insurance coverage I would have been faced with the awful decision of putting Lola down due to not being able to afford the tremendous cost of saving her - PetsBest has reimbursed me 80% of a hospital bill well over $1,000.00 - need I say any more ?
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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9

out of 10

Great customer service - recommend to anyone

When we found out our dog had a tumor on her adrenal gland, I was not counting on getting much back from our insurance company. I figured it would be a complicated and stressful process to make claims, but I couldn't have been more wrong. The staff at Trupanion was extremely helpful, supportive, and fast in processing the claims. We got back exactly as much as we thought we would - overall, it's a great deal and I've been recommending Trupanion to all my friends and family. They made a stressful time much easier.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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7

out of 10

Wish ASPCA cover more stuff

Overall the claims went well. We got some money back for our Bichon Frise because she had a UTI. The claims took about 6 weeks to get a check back, so it's not too bad if you don't need the money right away. I wish they will pay more for certain tests, medicines, and maybe special food.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bichon Frise
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws is Highly Recommended

I learned about the importance of pet insurance for my dog the hard way. She had never been sick one day in her life until last November when she was accidentally poisoned. I rushed her to my vet who fought valiantly to save her life. She required surgery and 24-hour intensive care. For several agonizing days I wasn't sure if she would live or die but she finally pulled through due to the extraordinary care she received. I had no pet insurance at the time so I had to pay the entire bill myself which was about $8,000! I was determined that would never happen to me again so I began to review pet insurance companies online. I visited many sites and compared the benefits and exclusions of their policies. Some companies set fixed dollar amounts for procedures that were far less than the actual cost of the treatments which I didn't like but Healthy Paws was different. I was concerned that Healthy Paws was a new company but I liked the clarity of their user friendly website so I decided to select them. The enrollment process was straightforward and within 2 weeks she was covered. On July 13th, she was bitten on her leg by another dog and required emergency care. This was not a life threatening injury as before but she was hospitalized and required many stitches. The bill was about $1,146 which I submitted to Healthy Paws for reimbursement. Within a few days I received a e-mail message from the company that they would cover 90% of the cost minus the office visit fee and the ann
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Our Embrace Coverage Saved Our Dog from Cancer

We have a wonderful chocolate lab named Otter. While playing with him, we noticed a small abscess above one of his canine's in his mouth. We immediately took him in to the vet and were told it was likely a foxtail. We scheduled time for him to go and have it removed, but they did not find a foxtail. The vet took a biopsy and a culture, but given that he is only two years old, we were not too concerned that it would be cancer. When we got the news two days later that it was in fact Squamos Cell Carcinoma, a very aggressive skin cancer type cancer, we were beyond devastated. Thanks to Embrace, however, we were able to go in the next morning and meet with the surgeon to discuss our options. As we caught it so early, the cancer was still confined to the local area in his mouth, so the plan was to remove the cancer, which meant taking out part of his jaw. 4 business days after the diagnosis, Otter went in for surgery. Of course it is very difficult to see your dog in confusion and pain after surgery, but we knew we did the right thing. Given the magnitude of the surgery, Otter recovered surprisingly quickly and was back to himself within a week. The best news came, however, when they confirmed that the margins were clean on the area that they removed and that they were able to successfully remove the entire cancerous area. Having Embrace helped us make all the right decisions for Otter without having to worry as much about the financial implications. During times like
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

I am so impressed!

Thank you Embrace. We have had our policy with you for about 18 months and this was our first claim. Everything was so easy! The communication was great w/ emails at every step of the way. I only wish our medical insurance for the people in our family was so upfront and well organized.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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9

out of 10

excellent communication and coverage

I have been very happy with the communication and overall coverage. I think it is the best around as I have done much research before purchasing this insurance 4 years ago. Sometimes it doesn't cover quite as much as I would like but I knew this before purchasing and they are true to their word. I have good peace of mind, knowing that I have apartner is taking care of my pet's health care costs.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maltese
  • AGE OF PET: Over 8 years

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10

out of 10

EXCELLENT :)

I am amazed at the service Trupanion provides for processing claims for my pet. I would recommend everyone to switch to this insurer.Thank you Trupanion for your promptness in providing the coverage in timely manner.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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10

out of 10

Great Support

Embrace has been wonderful throughout the whole relationship. They helped me through not only reimbursement, which was 80% of a very hefty bill, but also emailed to check how my pet was doing afterwards! They are great :-)
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Longhair
  • AGE OF PET: 1 - 8

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