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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

3

out of 10

Pay late and not at all

I've had ASPCA for a few years. They always pay late, but at least they paid. Recently they refused to pay a claim for a treatment my vet (and almost every other vet) considered routine, but they called "alternative" I did my homework and showed tham that the treatment is mainstream, but they continued to deny the claim.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maltese
  • AGE OF PET: Over 8 years

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9

out of 10

A wonderful insurance company

What a great insurance company! My Maltese puppy, Magnolia, is only 1 year and 3 months old. When I noticed she was starting to have difficulty walking, I took her to a surgeon to have her examined. I got the devastating news that she needed surgery on both patellas (Bilateral MPL). I was in shock when I got the news. I filed my claim with Trupanion and within a month they paid 90 % of her surgical costs as promised in her policy. I would recommend Trupanion to anyone who has taken on the responsibility of caring for and loving a puppy. Thank you! Sheri and Magnolia DeBro
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maltese
  • AGE OF PET: 1 - 8

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10

out of 10

The Best Insurance for Pets

My experience with Embrace has only been positive. Always when I have submitted any claim toward deductible or the Wellness Rewards Program, have all be handled efficiently. There is always someone from Embrace keeping me informed of my claim status (from the day they received it until they send the check). And the best of all, you always talk w2ith real people, not impersonal and colds machines. I love Embrace and always recommend it to my friends and everybody who has pets.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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10

out of 10

Professional and Compassionate

My Afghan Hound became suddenly and seriously ill, and spent 4 days at a university associated hospital before coming home to recover. I emailed my claims (which I have found to be the most efficient and successful mehtod of communication) and they kept me updated on where they were in the process. When I called to inquire about a possible payment date because the bill was so large I was promised that it would be expedited, and indeed it was. They gathered together all of his recent claims and paid them all at the same time. They paid everything the policy indicated would be covered - no questions, no problems. And when my dog passed away a month later I recieved several emails expressing sympathy and was encouraged to submit any final claims even if I had to send them after his policy ended. And now I have received a heartwarming book full of stories of love and loss. Embrace is the ultimate pet insurance company, covering traditional and alternative treatments, living up to the terms of its policies, and offering both professional and compassionate responses to its clients. What more could you possibly ask for?
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Afghan Hound
  • AGE OF PET: 1 - 8

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10

out of 10

First Claim

I just sent my first claim in to Embrace and it was handled in a timely manner with no problems
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Doberman
  • AGE OF PET: Under a year

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10

out of 10

Easy Transaction

The claim was handled very efficiently and paid promptly
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Havanese
  • AGE OF PET: 1 - 8

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10

out of 10

Pleasantly surprised

My Great Dane had to have entropion eye surgery. Not only was the claim paid in full (up to my chosen 90% reimbursement rate), but I received the check in about 2 weeks. Furthermore, I received an email from a Healthy Paws representative simply asking how she was doing. Healthy Paws definitely exceeded my expectations. I immediately signed my other dog up for coverage as well.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: Under a year

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10

out of 10

Awesome service

I have nothing but great things to say about you guys.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Unbelievable - in a good way!

I am amazed at the fast turn around when I file claims for my 2 dogs. I submitted claims this morning at 10AM and I just - same day, 4 hours later - received an email that the claims had been processed already! Unbelievable!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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9

out of 10

quick and simple

It was very simple to fill out and send in the wellness reward form!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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