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We have a lab puppy who after 3 weeks of having him ate one of our kids toys! After an overnight visit at the vet, x-rays, and medications we were faced with a huge bill. Thankfully the vet submitted our claim to Trupanion with the documentation and without any questions we received a check in the mail for the exactly the amount we had planned for. We paid our deductible and co-insurance. Trupanion is high cost than other programs we looked at however after such a great experience it is likely we will stay put!

Embrace has an amazing turnaround time for refunding your claims. Whether it is accident/illness or wellness, they are quick to get your check in the mail. My dogs are elderly and one was recently diagnosed with a chronic illness. Although Teddy was denied coverage at first for his Cushings Disease, he has since been reinstated after a short appeal process and a letter from his vet.

We got insurance after moving to the east coast and before we got set up with a new vet with new sets of shots etc, we decided it would be best (and made the most sense) to get pet insurance with Embrace. I would definitely recommend purchasing the wellness plan--it has paid off for us and we plan on using it when our dog gets spayed. Awesome and speedy customer service and filling out and sending in a claim is so easy and painless-the vet office can even handle filling it out and faxing it for you.

Revues and paid claim within 4 days

Revues and paid claim within 4 days

My terrier chi mix was having severe diarrhea. After ultrasounds, labs, and a colonoscopy he was diagnosed with inflammatory bowel disease. He is now on mess and embrace has covered it all. I'm so happy I chose this insurance for all my dogs.

I was a little chagrinned with the proposed 2016 rate increase for my (now) 2 year old Lab. Then she developed an abscess from a foxtail and I ended up with almost $800 in vet bills. I was then amazed at the speed and efficiency of how Embrace handled the claim. I had their check within a week with NO fuss or questions asked. I couldn't be happier with this insurance. I wish I could get as good a plan for myself. I've advised the Vet and staff at Big Bear Lake VCA of this excellent plan. I got this insurance because Consumer Reports has consistently given it their highest ranking and now I can see why.

I cannot imagine what we would have done without Embrace over the past few months. We found a rare mass in my 8 year old lab's heart and had to begin chemo among other treatments suddenly. Embrace helped ease the great financial burden so we could focus our energy on loving and taking care of our Belle. Everyone from the customer service reps on the phone at Embrace to the claims department has been fabulous to work with. The staff is so compassionate as well as helpful. The website is very user-friendly. I am so thankful for Embrace!!

Trupanion provides great service and has a caring attitude.

Trupanion provides great service and has a caring attitude.