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I ended up paying about $2200 for…
I ended up paying about $2200 for dental extraction and cleaning for my older dog. After paying about $1200 in premiums I will only receive $150 back. That means that I ended up paying $3400 in total for the vet bill and pet insurance and will receive only $150 back. What I have found out after doing extensive research on pet insurance, is that its not worth it. Many insurances don't cover lab fees, x-rays or medications so when you end up paying a large bill you think you are going to get 80% back. That's not the case, make sure to look at what the insurance covers and their policy on preexisting condition. They will find any excuse to not cover majority of the cost, but what can you do? You already have to pay the full cost up front! and then you have to wait and see if some of it will be reimbursed?? If I had done better research I would have started a savings account where I could have put the same amount as the monthly premium into that account and made sure to have a credit card that I could use to cover the cost. I ended up paying an extra $1100 when I could have saved that money to pay towards my dog's dental procedure! They made an almost 100% profit. Pet insurance is definitely a scam. Much worse than having car insurance, only that with this you have a choice on whether to have it or not. Save your money and put it into a savings account for your pet!
Insurer: Spot
By: Joanna Romo
Submitted a Healthy Paws claim for…
Submitted a Healthy Paws claim for double Cherry Eye surgery my pet had. The process was efficient and seamless.
Insurer: Healthy Paws
By: Heather
Had an emergency with my dog
Had an emergency with my dog. He had to stay at an overnight facility and the costs were outrageous. I have never had an issues with any claims I submitted. This is a great company.
Insurer: Pets Best
By: Chad
Don't hesitate, i promise you it is worth it!
If you are going back and forth on whether or not you should/should not sign up for Healthy Paws insurance, I will be the first to say I was just like you. I used to be one of those “Why spend money on pet insurance, how much can they honestly get sick?”, and then I came to realize that it was one of the best decisions I have made (aside from adopting my pup of course!). Healthy Paws has LITERALLY saved my puppy’s life. My puppy at only 8 months old (healthy as can be, might I add) – decided to pick something off the ground on a walk, and swallowed this foreign object. He was not able to pass it so he had to get emergency surgery. Few days later post-op, he became septic from the first surgery, and needed to get another surgery, including a feeding tube + tons of antibiotics. The options I was given were to A: Get the surgery, or B: euthanasia… how could I possibly do this with a healthy 8 month old pup!? Fast forward to today, and my puppy has healed up and Healthy Paws has LITERALLY saved my puppy’s life – without having the insurance, I would not be able to pay for such expensive surgeries. What we paid overall out of pocket was the cost of JUST the first surgery, meaning that Healthy Paws has saved us over $15K – and we spent under $5K. Also, compared to other pet insurances that have caps on how many claims they can submit, Health Paws is UNLIMITED – which helped us since ours was so high in vet/hospital bills. Overall, the price per month for Health Paws is SO minimal, I am sure that most spend more on Starbucks/Takeout than they would on the monthly cost of the insurance. Another thought as well – would you go without insurance for a human? I highly doubt that – and to me, this is the same for my dog. My claims were processed almost every time within 24 – 72 hours, with a check in hand almost immediately following. The customer support team as well throughout the past 3 weeks of everything they have even sent personal emails checking in on him! I only wish my doctor was as kind as them :) Again, if you are hesitating on signing up for Healthy Paws, please PLEASE take a deeper look at their minimal costs per month, extremely low deductible once you submit your first claim, and the comfort of knowing that if for some reason anything did go wrong with your pet, you are reimbursed anywhere from 70-90% of that cost, depending on the plan you choose! Healthy Paws is something I will invest in for not only this dog, but any other animal I ever adopt in the future. Thank you Healthy Paws! :)
Insurer: Healthy Paws
By: Lisa R.
Efficient, easy process of submitting a claim!
I submitted a claim to Healthy Paws for double Cherry eye surgery that my pup, Cluny Brown had. I submitted the claim and a couple of weeks later the claim was approved. Days later, the money was direct deposited into my account. We received the full amount we were expecting. It was such an easy process.
Insurer: Healthy Paws
By: Heather
Excellent as always
Excellent as always. Easy to complete. Easy to understand. Addresses all questions on the app.
Insurer: Pets Best
By: Liz
Stay away from this insurance
Stay away from this insurance. They took away my whole $1200 they bended backward to find any loop in their policy NOT to cover my dog operation. Then they refund $4.50 out of my $2000 bill. I call this a simple s-c-a-m.
Insurer: Spot
By: Sal
The service was excellent from start to…
The service was excellent from start to finish. The agent I talked to was caring snd concerned about my dog, since it was an emergency situation, snd walked me through every step needed to file a claim for my dog’s care. Truly a blessing to work with caring individuals!
Insurer: Trupanion
By: MS Hayes
The enrollment of my two cats was fast…
The enrollment of my two cats was fast and easy and the cost of the insurance for both cats is affordable
Insurer: ASPCA
By: Gabriela I.
Whenever I've called my questions and concerns have always been address.
Whenever I've called my questions and concerns have always been address.
Insurer: Trupanion Canada
By: