154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

April 25, 2021

Long processes but ended well

Trupanion was always great and paid all our claims on time with the exception of the time they put someone else’s claim on our account(it was denied). Fast forward to my dogs totals hip replacement. All her pre-op appointments, xrays, RXs were paid promptly. Once the surgeon submitted the bill for surgery it became a month long venture. They kept requesting more info-some of it from BEFORE we adopted her. Who is going to have access to medical records for a dog prior to adoption especially when you adopt them at 10 weeks old? They finally said they had all the info they needed and now just had to review it. Meanwhile the surgeon is contacting me almost daily about the bill so I had to contact trupanion daily about their payment. I started reading a bunch of reviews and was getting worried that they were trying to find something in her medical history to use to deny her surgery for hip dysplasia as a pre existing condition. But finally after about 5 weeks we received notice that they did pay 90% of her surgery. So all in all it turned out well for us but it was a process for sure. I felt like I had to stay on top of them every day meanwhile they were most likely behind the scenes telling somebody if y’all don’t pay this lady’s claim! She’s driving us crazy. The CSRs were very friendly and helpful each time though.

Insurer: Trupanion

By: Jenn

April 25, 2021

I was very happy with the customer…

I was very happy with the customer service. Very helpful to resolve my issue. I appreciated Robin taking the time to work on my issue at 5am.

Insurer: Trupanion

By: Tgb Morris

Verified April 25, 2021

Haven’t used the service yet but…

Haven’t used the service yet but customer service is great

Insurer: Prudent Pet

By: Andrea

April 25, 2021

You will pay ridiculous increases year over year even though you never submit a claim

This company has a ridiculous standard increase year-over-year for everyone, even if you never submit a claim, just to cover everyone else’s high claim costs. Consideration should be given to those who never submit a claim, and increases should only be given to those who use the insurance more, versus a standard increase across the board to everyone. This unfair increase to all for those who use continuously submit claims is making the insurance unaffordable for those who never even submit a claim. I understand things happen that are unavoidable, but just as health insurance for humans, those who pay high costs for organic food and treats and preventative care to prevent certain conditions of their pets to maintain a healthy lifestyle shouldn’t be penalized. I have had the insurance for over 5 years now and in all those years, I only had minor claim of less than 20.00, and forced to pay a total of almost 50.00 per month in increases since getting the insurance. I have had to reduce my coverage amounts just to be able to afford the monthly insurance. The response from the company regarding asinine increases to my monthly insurance cost is because I need to pay for the increase of everyone else’s claims. Totally unjust and unfair. I thought this was a great company but what is the point of having insurance if you can’t even afford to keep it to use in the event you need it because you’re paying for everyone else’s claims. Serious changes need to be made to ensure the costs are fair.

Insurer: Healthy Paws

By: Christina

Useful
April 25, 2021

Once again we have been very impressed…

Once again we have been very impressed by Trupanion. An error had been made in the submission of our claim resulting in it being ineligible. A quick phone call to Trupanion an appeal processed and we were reimbursed the next day. We love the peace of mind Trupanion gives us in providing medical care for our dog, so much so that we immediately enrolled our kitten when she joined the family.

Insurer: Trupanion Canada

By: Kathryn Armstrong

April 25, 2021

Customer service is great

Customer service is great

Insurer: Trupanion Canada

By:

Useful
April 25, 2021

Excellent service

Excellent service

Insurer: Trupanion Canada

By:

Useful
April 25, 2021

Trupanion was quick and easy!!

Sending in my claim was very quick and easy. Trupanion got back to me very quickly, with very detailed info regarding what was covered and what wasn't.

Insurer: Trupanion Canada

By:

Useful
April 25, 2021

Started

Some parts of the signup weren’t explained very well...

Insurer: Trupanion Canada

By:

Useful
April 25, 2021

Easy and efficient enrolment service :)

The agent was very helpful

Insurer: Trupanion Canada

By:

Useful

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