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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Wonderful experience!

We signed up with Healthy Paws after adopting our puppy as they were recommended to us as being the best insurance company. A month after we got our puppy Cocoa, she hurt her knee and needed surgery. It was a tough time for us, but having Healthy Paws made things that much easier. After Cocoa's procedures, I scanned in all her vet's medical records and invoices for our claim. Within a day, Healthy Paws emailed us to let us know they needed the records from the hospital but that they were happy to call the hospital and obtain them for us. Since this was our first claim, they mentioned it may take a little longer to process, but we had our reimbursement check in our hands within 2 weeks after the claim. Everything was covered that they said would be. There were no questions asked. We also received an email from Healthy Paws a few weeks afterwards to check in on Cocoa. Based on their efficiency and professionalism, I would highly recommend Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: Under a year

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10

out of 10

Pets Plus Us gives fabulous service.

I recently put in my first claim to Pets Plus Us. Having dealt with Pet Plan and Pet Care in the past, I was expecting the whole process to take weeks. Yet in only a couple of days I heard back from them and in less than one week from making the claim the money had been deposited in my bank account. I couldn't believe how fast their service is. I am so impressed!
  • INSURER: Pets Plus Us
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: Under a year

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10

out of 10

Excellent pet insurance with outstanding service

My golden retrievers have been insured by Healthy Paws for almost 3 years now. In that time I have had several emergencies and injuries all of which were processed quickly, efficiently and without any issues. When I lost my girl last Dec. to a bleeding tumor on her spleen, my claim was processed, payment issued, her policy cancelled and a condolence card sent within days and without me having to make a single phone call! Most recently, my boy had to have his spleen removed because of a tumor and my uploaded claim was processed within 48 hours. Suffice it to say I have been completely satisfied with Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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8

out of 10

Well worth it

I have had VPI for 2 years. This is the 1st time I used it on my dog Aries. My son discovered a lump on her top left shoulder so we took her to the vet. It cost me 800.00. VPI paid 780.00. Can't go wrong with that and I had piece of mind. Only thing I did not like is it took about a month to get the money back and no real details as to where we were on getting the money back. They still use checks which is rather odd. Should be direct deposit. If she gets another lump you do have to wait 1 year.
  • INSURER: Nationwide
  • POSTED: 04/25/2019
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Fabulous and Quick responses!

I had to bring my Bella into the emergency vet because she ate two HUGE bars of dark chocolate that were left under the Christmas tree. Scary stuff! I knew it would be a big deal and expensive, but I also knew I had good health insurance with Healthy Paws. $100 deductible and 90% back. We paid with a credit card and a week after we uploaded the photos of the itemized receipt through the Healthy Paws app, we received a check! And then the company followed up with an email--not a form letter but a personal email asking about Bella's specific condition, which they wouldn't know unless they paid close attention to the paperwork we uploaded. It's that extra detail that makes all the difference.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labradoodle
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws goes beyond a 10.

Prior to joining the Healthy Paws Insurance "Family" two years ago our now 11 year old Siberian Husky was covered by another well known pet health insurance company. Abruptly this prior company reduced the level of coverage while at the same time significantly increase the monthly premium. Healthy Paws has provided us with better coverage at a monthly cost less than our previous carrier. The speed by which Healthy Paws settles claims, the extent of their coverage and, just as importantly, the caring assistance and follow up correspondence their employees provide are all of great comfort during the times when one's beloved pet is in need of medical care. My wife and I cannot adequately put in words how much Healthy Paws has meant to us in caring for our beloved Husky. We rate Healthy Paws a 10++++ and encourage anyone looking for a Pet Insurance carrier to choose Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siberian Husky
  • AGE OF PET: Over 8 years

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2

out of 10

The check isn't in the mail!

Good start with well puppy visits, but Embrace has a communication deficit beyond email and electronic payments. Faxed records apparently were not received, but was not informed about this until dog seen at vet. Did not receive check in mail, responded to their email - which they claim was never received - but no one called or pursued followup. Did the math and was further behind with Embrace than I would be with a pet savings account. Dropped Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Papillon
  • AGE OF PET: 1 - 8

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10

out of 10

The best, most reliable pet insurance

I have 3 dogs. One of them is exceedingly active and gets into all kinds of trouble. Healthy Paws has always paid for her emergencies/operations in a very timely manner, so long as the info is complete. I highly recommend them, just remember this is only for accidents and not for general preventive care.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Surgery bills over $6 000

My dog, Mateo, a nearly 5 year-old yellow Lab, has only one speed when he's off leash: full out. He's an avid ball chaser, frisbee catcher and swimmer, who goes at one or all those activities just about every day, rain or shine. So, it wasn't a complete surprise when he tore the CCL in both knees. Thankfully, I had insured him with Embrace when he was still a canine toddler. The TPLO surgery to both knees was more than $6,000, and Embrace paid 80% within 2 weeks, plus charges for the pre-op appointments with his 'regular' vet and follow-up prescriptions. This is the first time I've insured a pet, and it will be one of the first things I do with all subsequent furry companions. Embrace reviewed my claims quickly, direct deposited the allowed amounts into my bank account, and checked with me, by email, to make sure everything was handled according to plan. I think Embrace is a terrific company, and I plan to be a client for a long, long time!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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2

out of 10

24PetWatch

STAY AWAY is my advice! I have a PurinaCare policy bought by 24PW - the policy is good, but the 24PW service is appallingly bad, truly abominable and wretched - take your pick. Difficult to submit claims, limited info online & effectively impossible to contact them. The automated phone call indicates they received my claim - about 3 weeks after it was submitted, and states it will be 3-4 weeks before it's processed. It takes much longer so plan on extremely slow payment of claims, if it's paid. I've purchased a HealthyPaws policy for my new family member and am grateful to avoid 24PetWatch in the future!
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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