209,963+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,963 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,963 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,741 reviews

4.9
Healthy Paws

11,023 reviews

4.9
Fetch

5,302 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,866 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified March 20, 2026

It is hard to understand where your…

It is hard to understand where your claim is, I will get a notification that my claim was denied and then I cant find the EOB in the app. It feels like claims get denied often

Insurer: MetLife

By: customer

Verified March 20, 2026

Very easy to work with.

Very easy to work with.

Insurer: MetLife

By: Adam Adkins

Verified March 20, 2026

Just Get It!

I've had Healthy Paws since 6/6/2020, since my dog was a puppy with no medical issues. I have never had any issues with them. They cover my dog's $90 medication, roughly every 45 days. They've paid for $200 worth of medication. They have covered his ER visit of ~$500. They covered dental bills three times — the first was a slab fracture, the second was a broken tooth. The third time was this year, after he was found to have a cyst during his last dental in Nov 2025. He had to go to the dentist to have this fixed — $3700. They covered it, leaving my out of pocket cost to $371. I work at a vet and I recommend Healthy Paws to clients on the daily. I recently got a new puppy (now a year old) and enrolled him in insurance the day I brought him home. They have covered his car sickness medication. The point is, pet insurance IS worth it. Pay attention to the poor reviews — most of the time, the pet was denied because it was a pre-existing condition. Many people dont think of that when they enroll. Something as minor as vomiting, diarrhea, a little itchiness...all of that can (and likely will) be listed as a pre-existing condition. Get pet insurance before your pet has any issues! And yes, it can be costly. Premiums rise every year. This is a business, after all. Premiums rise due to rising vet costs. It all depends on what you can afford. I can afford a monthly $150 for two dogs, but I can't afford to drop 4-5k on an ER visit or illness without being paid back (I recommend opeing a CareCredit and an Affirm credit card, since you do have to pay out of pocket first and then reimbursed). All in all...10/10. I will never have another dog/cat without health insurance. Healthy Paws is where it's at. I'd never go elsewhere.

Insurer: Healthy Paws

By: Jessica

Verified March 20, 2026

Easy to understand

Easy to understand

Insurer: MetLife

By: Patricia Moore

Verified March 20, 2026

Healthy Paws - a company you can count on year after year

Healthy Paws has been wonderful when dealing with my older dogs' medical issues last year. Vestibular disease with complications, 5 days in ICU. Most everything was covered without issue. It has been so easy to submit a claim from the larger surgeries to his rehab recently. I can concentrate on my dog's health knowing that my claim is handled efficiently & in a timely manor. My dog Wally is now 14 - we have been with Healthy Paws for 13 years. No complaints-only praise!!

Insurer: Healthy Paws

By: MA Minor

March 20, 2026

Avoid at all costs

Avoid at all costs. They will not pay. Spot was happy to take my money, but when I filed my first legitimate claim, they denied it based on a flimsy "pre-existing condition" excuse. Even after I provided a signed letter from my vet proving the condition was new and not pre-existing, they refused to help. Their business model seems to be collecting premiums and denying claims. Do not trust them with your pet's health.

Insurer: Spot

By: Taylor Swangstue

Verified March 20, 2026

They covered what i wanted them too

They covered what i wanted them too

Insurer: Spot

By: Linda Purvis

Verified March 20, 2026

Spot Insurance

It was easy to make a claim.

Insurer: Spot

By: Pilgrims

Verified March 20, 2026

The ease of submitting a claim

The ease of submitting a claim

Insurer: Spot

By: Lawrence Speckman

Verified March 20, 2026

Great and warm service

Your staff is so kind and helpful!

Insurer: Trupanion

By: Dianne

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