219,360+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 219,360 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

219,360 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,856 reviews

4.9
Healthy Paws

11,177 reviews

4.9
Fetch

5,552 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

15,002 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified January 10, 2026

Easy to use and affordable

Easy to use and affordable

Insurer: MetLife

By: Josie Fink

Verified January 10, 2026

Easy to sign up for.

Easy to sign up for.

Insurer: MetLife

By: Dan

Verified January 10, 2026

MetLife Pet insurance is easy to use

MetLife Pet insurance is easy to use. The refund process is streamlined, and the review of invoices does not take a long time. I am happy with my experience. They email me updates and have covered everything I have needed for my pets.

Insurer: MetLife

By: Laura J

January 10, 2026

greed is the game

Slow processing times, premiums have skyrocketed. At this point it’s not worth it.

Insurer: Trupanion

By: Andrew Messenger

Verified January 10, 2026

Good Luck Getting Your Claim Approved

95% of the 20+ claims I've submitted were erroneously rejected by AI. EVERY one of them required 1-3 phone calls to have them finally accepted with the information I had originally given, except one, which required a photo of the prescription in the box to ensure it was for my dog and included his name. One hair-pulling experience required THREE calls to customer service, each one agreeing with me that the rejections were unwarranted. What the plan covers is great. So is their customer support. Getting the claims reimbursed is quite a different story. If this is an example of how well AI works, the world is in BIG trouble!

Insurer: MetLife

By: Elissa Dellosso

Verified January 10, 2026

Excellent service!!!

Excellent service!!!

Insurer: MetLife

By: Steve

Verified January 10, 2026

Nationwide is the best pet insurance

I have my dog insurance with Nationwide and I have never had any problem with getting my claims processed. My dog had to have surgery when I was on vacation and they were great walking me through that.

Insurer: Nationwide

By: Kristi Smith

January 10, 2026

Sick puggy

Looove pets best and VEG mission valley💜💜💜💃🏻💃🏻💃🏻

Insurer: Pets Best

Veterinarian: VEG ER for Pets

By: Btenda

Useful
Verified January 10, 2026

easy to navigate!

easy to navigate!

Insurer: MetLife

By: Jessie Williams

January 10, 2026

Heartbreaking Loss Made Worse by This Insurance Company

I would strongly advise pet parents to think twice before choosing Spot Insurance. When my beloved pet passed away, I expected empathy and support. Instead, I experienced delays, unclear communication, and a frustrating claims process during one of the most painful moments of my life. I had to repeatedly follow up, provide changing documentation, and push for basic answers while grieving. Pet insurance is supposed to provide peace of mind in emergencies and loss. This experience did the exact opposite. The lack of compassion and accountability was deeply disappointing. If you are buying insurance to protect your pet and yourself during difficult times, this is not a company I would trust. Losing a pet is hard enough. Dealing with this insurance made it harder.

Insurer: Spot

By: Nakul More

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