210,291+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 210,291 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

210,291 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,758 reviews

4.9
Healthy Paws

11,030 reviews

4.9
Fetch

5,329 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,891 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

October 14, 2020

out of a 600$ bill i got Reimbursed…

out of a 600$ bill i got Reimbursed 19$, stood on hold for 2 hours for someone to answer the phone and hang up on me. As well as they take almost 2 and a half months to reimburse you and don’t even care enough to look over the claim and make sure it was right.

Insurer: Pets Best

By: Alison Hussain

October 14, 2020

Was simple to use

Was simple to use - sent in photo of receipt and claim went through quickly

Insurer: Pets Best

By: Sean Whittaker

October 14, 2020

Easy to use, hard to find the value in

We originally got Geico Embrace at the recommendation of a friend but have had a horrible experience. This is largely my fault, because I failed to understand that all claims go IN FULL towards the deductible rather than being reimbursed 80% with the 20% going to the deducible. Having Embrace has not saved me any money. Instead, so far it seems that I am paying full price at the vet and full price with Embrace! This is truly only good for catastrophic events, and in my mind we are better off saving up our own money for emergencies rather than relying on the incredibly slow approval process at Embrace. We filed our first claim in August and are still waiting for approval in mid-October.

Insurer: Embrace

By: Rachel

Useful
Verified October 14, 2020

We Have Two Moss Creek Goldendoodle…

We Have Two Moss Creek Goldendoodle Puppies That are 11 weeks old Today. We Value The Insurance From Spot Pet Insurance. The information they provide is helpful in raising our puppies.

Insurer: Spot

By: George Christos

Verified October 14, 2020

I have been more than pleased with…

I have been more than pleased with Trupanion with their response time and ease of submitting claims.

Insurer: Trupanion

By: Sally

October 14, 2020

When we most needed them they were there for me and my family .

I have tried other pet insurance and the response time was great. The review of benefits and the reimbursement . Not to mention the great customer service I had never had before. Not even from my own personal insurance Co.

Insurer: Embrace

By: Leticia

Useful
October 14, 2020

Healthy Paws Is The Best!

We've had Scottish Terriers for 40 years. We've had so many health issues and never purchased insurance. A friend told me about Healthy Paws and we decided we'd purchase it and hopefully by paying for it, our babies would never get sick. We've made it4 years with no illnesses but one of our girls had an ACL injury requiring surgery. Over $5000 later, Healthy Paws paid at 80% and it helped ease the financial burden. The four years of pet insurance premiums paid for this one surgery. We are believers and will never go without pet insurance again. Healthy Paws process of submitting claims is simple and their follow through is quick. They're excellent and I highly recommend them.

Insurer: Healthy Paws

By: Tracey

Useful
Verified October 14, 2020

Thank you for taking care of my doggy’s…

Thank you for taking care of my doggy’s legs when they need surgery. It was a huge weight off my shoulders to focus solely on him and not the money I was going to have to come up with to fix him.

Insurer: Trupanion Canada

By: Jade

Verified October 14, 2020

Mazie's Torn ACL

We've had Scottish Terriers for 40 years. We've had so many health issues and never purchased insurance. A friend told me about Healthy Paws and we decided we'd purchase it and hopefully by paying for it, our babies would never get sick. We've made it 4 years with no illnesses but one of our girls had an ACL injury requiring surgery. Over $5000 later, Healthy Paws paid at 80% and it helped ease the financial burden. The four years of pet insurance premiums paid for this one surgery. We are believers and will never go without pet insurance again. Healthy Paws process of submitting claims is simple and their follow through is quick. They're excellent and I highly recommend them.

Insurer: Healthy Paws

By: Tracey Plemon

Verified October 14, 2020

Best insurance!

Best insurance!

Insurer: Spot

By: Guzel Timergaleeva

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