154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

August 15, 2025

Rudeness/ the cost upfront

When I first called in and a gentleman answered, I asked them was there anyway that he could waive the $25 for the first time he told me no didn’t even explain why he was snippy and the fact that you have to spend $25 is absolutely ridiculous so I’m going to be canceling And I found another company that would wave the set up fee for me and they are a lot nicer. The only reason I was asking is because I’m fighting cancer and that alone is expensive.

Insurer: Embrace

By: Heather Criswell

Verified August 15, 2025

Easy process for reimbursement

Luna broke her canin teeth after joining Pumpkin three months. The reimbursement process was pretty straightforward and quick. I just need to upload medical records and receipts. After couple weeks the case was approved and the reimbursement was deposited into my account. I also made a few calls during the process, all the representatives were very friendly and helpful. Highly recommend.

Insurer: Pumpkin

By: Elisha

Verified August 15, 2025

Way better than my last pet insurance

I have had nothing but great experiences and definitely feel like I get my moneys worth.

Insurer: MetLife

By: abbyS

Verified August 15, 2025

Easy to complete online forms for…

Easy to complete online forms for reimbursement. Also, it is very easy to track the process of your reimbursement.

Insurer: Spot

By: Seamus

August 15, 2025

Really Terrible Customer Service...

We were Trupanion customers for 8 years and paid thousands of dollars without ever making a claim. However, when our credit card expired (as they do, after 8 years!!) and we missed a few payments they cancelled our $155 monthly plan and wanted 2.5x more ($380/mo) to reactivate it! To their credit, they did a good job trying to reach out before the cancellation, but unfortunately the email on file was also outdated. When I contacted customer service their "hands were tied" and the reps had no ability to customize my new quote to match my old payment. I would have been okay with a small rise in payment as I didn't catch the lack of payment fast enough, but a 250% increase is just insane. Buyer Beware: You can NOT set it and forget it with this company - dogs live a long time and they will cancel you and charge you an exorbitant amount if you want to continue with their services!

Insurer: Trupanion

By: Olivia Scott

Verified August 15, 2025

Solid company and a pleasure to work with

Always had such a great experience with Metlife

Insurer: MetLife

By: Patty

Verified August 15, 2025

Best pet insurance

I’ve been using Pumpkin Pet Insurance for a few years and I’m happy with the coverage and the speed in which claims are processed.

Insurer: Pumpkin

By: Ilana

August 15, 2025

Embrace has always had my back

Embrace has always had my back and my veterinarians say Embrace is easy to work with. It is a win win!

Insurer: Embrace

By: customer

Verified August 15, 2025

You are always quick to respond and…

You are always quick to respond and assess coverage. You always step when it really matters.

Insurer: Trupanion

By: Chris

August 15, 2025

Great communication before my puppy…

Great communication before my puppy arrived. Explanation of benefits clear and helpful.

Insurer: Fetch

By: Diane Weiser

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