209,963+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,963 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,963 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,741 reviews

4.9
Healthy Paws

11,023 reviews

4.9
Fetch

5,302 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,866 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified March 21, 2026

So easy

Uploaded the paid invoice and the SOAP-the money was in my account in 4 days

Insurer: MetLife

By: Liz from Maine

Verified March 21, 2026

Fast and efficient reimbursement

Fast and efficient reimbursement. Thank you!

Insurer: Spot

By: Sophie

March 21, 2026

No one seems to be looking at my claims…Bad claim experience

No one seems to be looking at my claims that were sent in two weeks ago.

Insurer: Fetch

By: Marianne Dimick

Verified March 21, 2026

Good insurance

The plan and price is great

Insurer: MetLife

By: Danielle Nicholson

Verified March 21, 2026

Their response was quick

Their response was quick. I could tell on what process they were on, since I received emails accordingly. Very nice system and got redeemed within a month (after going over deductible amount).

Insurer: Pumpkin

By: Ayako

Verified March 21, 2026

The response to my claim was timely and…

The response to my claim was timely and efficient.

Insurer: Spot

By: Nancy Cataldo

Verified March 21, 2026

My dog had emergency surgery after…

My dog had emergency surgery after swallowing a rock and I got repayment very rapid very very happy with with the insurance

Insurer: Spot

By: Alice Pursley

March 21, 2026

Spot Pet insurance was useless

Spot Pet insurance was useless. I can’t believe we switched to SPOT from ASPCA insurance, which was always stellar. I will never choose one just because less expensive monthly premium again. SPOT wields that pre-existing condition like a sharp-edged sword. Our dog had pre-existing mammary tumors. She was elderly when we got her and we acknowledged that. She had eight teets and the two lower showed no mammary growth. Over a one-month period one of these lower teets developed a massive rapid swelling that showed as a mammary tumor but our vet noted the swelling was due to infection. She was treated for infection. Over following three weeks she was treated again at emergency and other locations. Edema from same sudden swollen lower teet area caused edema in leg so she could not walk. The inability to walk was what forced us to put her down - a secondary reaction to infection in a sudden rapid tumor! Not only did SPOT not pay ONE PENNY on this claim, but I was told by a customer service rep on the phone (who slurred his words/sounded drunk - don’t know if he was 🤷‍♀️ but pretty frustrating - fyi SPOT ), that SPOT will not pay for her Euthanasia and her cremation because she died from a pre-existing condition! So now I’m appealing the claim which is a HUGE hassle during a heartbreaking week. ASPCA pet insurance paid our other dogs euthanasia and cremation without hassle or question. They are a far superior company with, by the way, truly sympathetic and kind and articulate customer service reps. Kindness means a lot when your dog is dead, okay? Had SPOT pet insurance showed one modicum of kindness, sympathy, etc and had SPOT paid even a small portion of the claims I would not be writing this review. This company should be ashamed of itself.

Insurer: Spot

By: Erin FitzGerald

Verified March 21, 2026

Great pet insurance

Great pet insurance! Healthy Paws is very responsive, timely, and helpful. We would have faced veterinary challenges without our dog's coverage. Highly recommended!

Insurer: Healthy Paws

By: Janice

Verified March 20, 2026

Great

Great! Very easy

Insurer: MetLife

By: Haley L

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