154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,135 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

February 10, 2022

Truly disappointed with the appeals…

Truly disappointed with the appeals division. My dogs issues are clearly related, yet even with my vet’s support and personnel letter my claims are still divided, forcing me to meet 2 $500 deductibles. Very disappointed.

Insurer: Fetch

By: Dolores Puccio

Verified February 10, 2022

Customer service was excellent, processing was a little slow.

Over-all, excellent service and a true caring attitude.

Insurer: Trupanion

By: Angel

Useful
Verified February 10, 2022

Got set up fine but sent in an invoice…

Got set up fine but sent in an invoice on the 8th and don't know if it was received any thing back that it was recived

Insurer: ManyPets

By: customer

Verified February 10, 2022

One of the best things I have done.

This gives me the peace of mind that if something major would happen, I can handle the expense to take care of my dog. I love how quickly they handle the claims. My dog has developed an ear infection-allergy issue which makes me really glad I have Trupanion protection.

Insurer: Trupanion

By: Rose

Useful
February 10, 2022

Great experience all around

Spot's website made it very easy to get a policy for our cat online. In just a few minutes, we were enrolled and part of "the Pack". Thanks Spot!

Insurer: Spot

By: Jason

Useful
February 10, 2022

Don't fall for the warm and fuzzy advertising.

Healthy Paws is happy to insure your dog as long as they are young with minimal risk. They up the premium so much that you are basically forced to cancel it when they reach their senior years. This way they profit off you and then dump you when there is too much of a risk. I just went thru this with them. I have over the years recommended HP to many and now will never do so again after these tactics. Cancel and put that money away in a separate account. How many people can afford 400 to 500 dollars a month? Research it before considering HP. They will screw you over.

Insurer: Healthy Paws

By: Ken

February 10, 2022

Great experience all around

Spot's website made it very easy to get a policy for our cat online. In just a few minutes, we were enrolled and part of "the Pack". Thanks Spot!

Insurer: Spot Canada

By: Jason

Useful
February 10, 2022

Overall a great experience with its flaws

Overall, Embrace has been amazing. It's on the higher end of premium costs compared to others, so with that, I expect higher service and they have definitely delivered on that. We have had a policy with them since 2019 and have only had 1 or 2 "issues" and it's really just been with the claims person who was handling our claim. I won't get into detail because I truly think it was her lack of effort, not the company as a whole. Embrace makes it VERY easy to submit claims and they process them quickly. Like in less than 24 hours. This is new and improved but it matches the service I expect for my monthly premium cost. Their online portal is easy to use and overall we are happy with them! We get a discount for being USAA customers, so I would see if your current insurance plan has a deal with them as well!

Insurer: Embrace

By: Hanna

Useful
February 10, 2022

Best coverage

I took my dog "Porkchop" for emergency surgery and paid next to nothing because of the coverage I had with Spot Pet Insurance. I'm incredibly grateful for their help and ease with submitting the claim and getting reimbursed so quickly.

Insurer: Spot

By: Douglas

Useful
Verified February 10, 2022

Scam

I pay 150 a month for one dog. I use to have two with Figo but since moved one to nationwide for a fraction of the price that covers way more. Due to olives skin conditions we have to stay with Figo. However I don’t know why. They don’t reimburse anything at all. I still don’t even get the point of pet insurance over priced long wait times to get crumbs back and bad customer service. Stay away. Just put money aside every month for your beloved pet. These people are scam artist.

Insurer: Figo

By: Stephanie Lopina

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