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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

5

out of 5

A Trusted Name in Pet Insurance

After adopting Trixie (a black three legged kitten) and Alice (a Maine Coon mix), we decided on securing coverage for them in the event of accidents or illness. After doing some research, we felt the best choice for us would be coverage offered through the ASPCA. The premiums were reasonable and the coverage was perfect for our needs. In addition we went with a name that defines the care of animal companions. Luckily both "kids" are very healthy and we have only had to submit one claim for each of them over the past three years. Both were paid in a fair and timely manner. The peace of mind this coverage offers is invaluable. What with skyrocketing vet costs, at least a portion of the expenses will be recouped, and we will always be able to give our girls the best of care.
  • INSURER: ASPCA
  • POSTED: 11/22/2010
  • BY: Ronald
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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4

out of 5

Claims paid efficiently but benefits reduced

We have a Pug who this year had a rash of illnesses, from ear and eye infections, to a urinary tract infection, to broken teeth. We filed five claims and each was paid efficiently. There were some exclusions that had been made clear in the policy, and we understood them. The only problem we had was with the reduced amount paid due to the companies use of the provision "customary fee". They have a schedule of "reasonable charges" based on geographical areas, but certainly for our city, their chart is woefully incorrect. Our experience has been that charges considered can be reduced 20-30% based on their formula. We surveyed Vets in our area and found our Vet's charges to be similar or less than others, and shared our findings with the company's representatives. They refuse to entertain the idea that their geographic chart of reasonable fees is incorrect for our area. Otherwise, we love the coverage and the people who have handled the claims. The representatives have called to ask about our dog's healing and to offer explanations about the claims process. Claims are processed quickly and checks are mailed out immediately after the claim determination.
  • INSURER: ASPCA
  • POSTED: 11/22/2010
  • BY: Saul
  • BREED: Pug
  • AGE OF PET: 7 - 10

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3

out of 5

Review of my plan

I have been satisfied so far with my experience with Embrace. I have been with you folks for about 3 years now. I do not know how you compare with other pet insurance companies...I do feel strongly that regardless of whether FDA approves it..supplements should be covered if prescribed by a vet and there is no medicine that matches pet's condition and FDA is certainly no stranger to bad drugs so do not think they should be any benchmark on safety or approval.
  • INSURER: Embrace
  • POSTED: 11/21/2010
  • BY: Anonymous
  • BREED: Domestic Mediumhair
  • AGE OF PET: 7 - 10

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5

out of 5

A Smart Decision

I have 3 dogs and never had to use my insurance until this August when my 4 yr old dog developed an unusual looking cancer? The presentation of his disease is not consistent with his biopsies and has taken alot of dectective work to find out if it is treatable. Embrace has paid for what they said they would and has made this whole process a little easier. The turn around time for the claims is about 3 weeks.
  • INSURER: Embrace
  • POSTED: 11/21/2010
  • BY: Theresa
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Save Money and Rest Easy

You can’t imagine what a lifesaver having pet insurance has provided. After spending over $1500 on one of my cats a few years ago, it became apparent that pet insurance was a necessary way to go. For those who can afford it, or even barely afford it, we all know that most of us would go to almost any length to pay for vetinary services for a sick pet – so, any way you slice it, you’re going to spend the money. Having the insurance, however, keeps you from having to go broke or into debt to do so. Recently one of my cats was diagnosed with hyperthyroidism. If I didn’t have the insurance, that would have cost me over $2,000 to address. With the insurance, I only paid a fraction of that. It’s a great safety net, and, although I held my breath, ASPCA didn’t give me any trouble when it came to paying the claims!
  • INSURER: ASPCA
  • POSTED: 11/20/2010
  • BY: Robyn
  • BREED: Mixed Breed
  • AGE OF PET: Over 11 years

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5

out of 5

The Best

When I was about to get a Chinese Shar-pei puppy I looked into pet insurance as the breed has a history of health problems. Embrace was the only company I found that would cover breeds specific/genetic problems so I went with Embrace. I was a little skeptical when I started to submit claims but honestly, I couldn't be happier. Embrace reimburses quickly and has never challenged a claim. In the first year my shar-pei has undergone 2 entropy surgeries, 1 bout of mange, 1 bout of hystiocytoma and Embrace didn't balk at any of it. I'll be staying with embrace for year 2 of my little girls life.
  • INSURER: Embrace
  • POSTED: 11/20/2010
  • BY: Kevin
  • BREED: Shar-pei
  • AGE OF PET: 0 - 3

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5

out of 5

As advertised

Policy fulfilled as written. Will continue to use Embrace in the future- excellent company.
  • INSURER: Embrace
  • POSTED: 11/20/2010
  • BY: Peter
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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4

out of 5

It's worth it!

We recently discovered that my dog Teddy has a collapsing trachea. If it wasn't for ASPCA pet insurance, I would have been worried about the bills on top of worry about my best friend. Handing over my credit card was easy not only because I would do anything to help Teddy, but i knew that shortly I would receive at least half (depending on your plan) back from ASPCA pet insurance. I would recommend anyone with a pet to get ASPCA pet insurance.
  • INSURER: ASPCA
  • POSTED: 11/20/2010
  • BY: Jessica
  • BREED: Maltese
  • AGE OF PET: 7 - 10

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5

out of 5

In love with insurance?

This is an excellent company and should serve as a model for how other businesses-- any business. The ease of use and customer service is fantastic. They provide pre-printed forms, you fax them in, they respond immediately with an email that is easy to read and understand and pay out very quickly (they even have direct deposit)-- or provide a clear reasonable answer if the event is not covered or you have hit your limit. Love!
  • INSURER: Embrace
  • POSTED: 11/20/2010
  • BY: Kelly
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Thank You for Caring

I have had the Hartville Group since it was Healthy Bark and Purr. They have helped me through my late dog Woofie and Smoochie knee and bone cancer surgery to my new dog's cancer diagnosis. They have even called me to ask how my pets were, It is easy to fill out the form and email, fax, or mail it in. Payment is quick. And the explanations make sense. If I were a pet I would want the Hartville Group. Actually if they did human insurance I would want it.
  • INSURER: ASPCA
  • POSTED: 11/20/2010
  • BY: Tommy
  • BREED: Golden Retriever
  • AGE OF PET: 7 - 10

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