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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

5

out of 5

Claim

I have only good things to say about Embrace. I have a teacup Yorkie and visits the doctor regularly. I dont have any issues. Im current waiting for a refund check which was submitted on the 23rd of November. I submitted the claim from a Feb doctor visit and they had no issues refunding money back to me. So far so good.
  • INSURER: Embrace
  • POSTED: 11/30/2010
  • BY: Alisha
  • BREED: Yorkshire Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

So helpful!

My Cocker Spaniel mix had to have a papiloma (horn-like growth) removed from her paw two years in a row. The customer service people were so helpful during this stressful time. And the reimbursement checks arrived before the credit card bill. I am so glad we decided to get Embrace Insurance for both our dogs.
  • INSURER: Embrace
  • POSTED: 11/29/2010
  • BY: Rochelle
  • BREED: Cocker Spaniel
  • AGE OF PET: 7 - 10

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5

out of 5

Encourages wellness with the coverage

We have had ASPCA pet insurance on our 7 year-old Lab, Crusoe, for 2 years. We selected Level 4 of insurance which covers a number of wellness procedures. We had dental work done, including an extraction, as well as cleaning and this was covered. They also cover shots and heartworm meds and tests. Having this insurance makes it affordable to keep our dog healthy. He has had a couple of ear infections (common for the breed) and treatment is covered.
  • INSURER: ASPCA
  • POSTED: 11/29/2010
  • BY: Jane
  • BREED: Labrador Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

this is good insurance

I got Embrace for my lab puppy after she developed a congenital problem with her ankle. although congenital problems are not covered, she has been well covered for her shots and some other problems she has had. The claim review process is simple and quick and the checks are issued without any hassle. I wish human health insurance was this good!
  • INSURER: Embrace
  • POSTED: 11/29/2010
  • BY: Marie
  • BREED: Labrador Retriever
  • AGE OF PET: 0 - 3

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4

out of 5

Pleasant and painless experience

My older dog had a tumor on his eyelid that was causing discomfort, continuing eye infections and the possibility of permanent eye damage and vision loss. He had another tumor on his knee. Both were removed at the same time. Based on my health insurance claims experience, I dreaded filing claims on my dog. I was pleasantly surprised. It could not have been easier, the response was timely, explanations thorough and the coverage was much better than I had hoped for. I would not even consider having a pet without insurance coverage. The rates are nominal and the peace of mind is exceptional.
  • INSURER: ASPCA
  • POSTED: 11/29/2010
  • BY: L
  • BREED: Bouvier Des Flandres
  • AGE OF PET: Over 11 years

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1

out of 5

Dreadful - they got out of almost all payments.

I had three cats (one mixed breed and two Balinese) on ASPCA and in all cases of claims except for one they refused to pay anything, arguing pre-existing and/or heridtary condition even though there were no known problems when I first insured the cats. They seemed to view life as a pre-existing condition. I cancelled after having wasted money on ASPCA and being subject to paying large vet bills on my own. Highly dissatisfied to the point of thinking this is a sham / fraudulent company.
  • INSURER: ASPCA
  • POSTED: 11/28/2010
  • BY: Elizabeth
  • BREED: Balinese
  • AGE OF PET: 7 - 10

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5

out of 5

Pet insurance is a must!

Should something catastrophic happen to our dear boy, Tyler, I don't want my choices to come down to money. We have become extremely attached to our terrier mix. Some years we have benefitted from having insurance, some years we haven't used it at all. Until the money starts growing on the trees in my backyard, I will keep paying my premiums! Tyler is 11 now, so I feel we could be coming into his stage of life where the big issues could arise. Pet insurance gives me peace of mind, knowing we'll be able to take good care of him until the end. My tip is to get insurance on your pet when they are young and healthy.
  • INSURER: ASPCA
  • POSTED: 11/27/2010
  • BY: Natalie
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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5

out of 5

Satisfied with service and rates

We researched pet insurance on this website and eventually chose to go with Embrace based on the reviews and price. We bought accident insurance for our puppy as soon as she was old enough and had to make claims for a sprained ankle and illness in the past six months. The claim refunds were recieved within a month and the customer service on the phone was better than I expect (of course I usually deal with horrible companies like the cable and phone company). Seems like a good company so far so I'd recommend them
  • INSURER: Embrace
  • POSTED: 11/24/2010
  • BY: Mark
  • BREED: Goldendoodle
  • AGE OF PET: 0 - 3

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5

out of 5

second great experience

Having lost my 7 year old pointer to cancer, I was quite concerned to find a lump on my new pointer's shoulder. Upon examination it was found to be the residue of her rabies shot and has since disappeared. Embrace took care of the bill quickly. Thank you Embrace.
  • INSURER: Embrace
  • POSTED: 11/24/2010
  • BY: Steve
  • BREED: Pointer
  • AGE OF PET: 0 - 3

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5

out of 5

I Picked The Right Insurance Company

I have nothing but good to say about Embrace. The claims process is quick and easy. The reimbursement checks were delivered in a timley manner. One of my dogs came down with Valley Fever and a few months later he broke a bone in his paw. I estimate that I saved about 80% on the vet bills so far. I would recommend Embrace to friends or family without hesitation. Keep up the good work! Dan PS: Please add "Puggle" to your breed selection list.
  • INSURER: Embrace
  • POSTED: 11/23/2010
  • BY: Dan
  • BREED: Pug
  • AGE OF PET: 7 - 10

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