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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

5

out of 5

Excellent Payout Time, Very Friendly

Submited a claim on a Thursday night, and by Monday afternoon it was paid. Very friendly phone staff.
  • INSURER: Trupanion Canada
  • POSTED: 12/13/2010
  • BY: Dave
  • BREED: Australian Shepherd
  • AGE OF PET: 0 - 3

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5

out of 5

"A Necessary Part of Pet Care"

Petshealth has provided my dearly beloved pets with stellar coverage and timely processing of claims. Staff are professional and courteous with Pet Owners. I am pleased to endorse and recommend this Insurance Company highly. Very Sincerely Yours, Ms Carol A Marano RN New York City USA
  • INSURER: ASPCA
  • POSTED: 12/13/2010
  • BY: Carol
  • BREED: Labrador Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

Peace of Mind

Having had a number of dogs in the past, I knew how quickly vet bills can add up. So when we got our new baby English Bull Dog - Higgins, I signed up for insurance right away. The level insurance we chose helped cover some routine items right away. Higgins has had a few issues, lyme disease, ear infections and recently bee stings to his face : ( Our claims were always processed in a timely fashion. I would certainly recommend anyone with a pet to look into pet insurance. It helps when the additional costs are incurred unexpectedly.
  • INSURER: ASPCA
  • POSTED: 12/13/2010
  • BY: Laura
  • BREED: English Bulldog
  • AGE OF PET: 0 - 3

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4

out of 5

Peace of Mind

As the pet parent to two dogs and two cats, I have had my share of veterinary expenses. All my animals are rescues so they didn't come with any health guarantees. I easily spend several thousand dollars a year at the vets. Their healthcare is not something I would ever consider scrimping on, so I researched pet health insurance. Just like people insurance, most pet policies have deductibles and clauses regarding pre-existing conditions and reasonable and customary charges. You need to do your homework. I have the premiums charged to my credit card monthly and consider it like a forced savings for veterinary expenses. I chose the ASPCA carrier since a portion of each premium goes to help homeless animals. The claims submissions is relatively easy and the processing is quite timely. Financially, I would be satisfied if I could recoup the cost of the premiums with the claims I submit. Fortunately, my pets are fairly young and in good health, so this hasn't happened yet. I consider the premiums as the cost of future peace of mind. Just like us, the older they get, the more medical intervention our pets require. Overall, I am very satisfied with the ASPCA pet health insurance and would recommend it to someone who wants to insure his/her pet(s).
  • INSURER: ASPCA
  • POSTED: 12/13/2010
  • BY: Mary
  • BREED: Mixed Breed
  • AGE OF PET: Over 11 years

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4

out of 5

glad to have it

at time wish that it would be like our hospital insurance.where we could get bill laterbut it doesn't work that way.
  • INSURER: ASPCA
  • POSTED: 12/13/2010
  • BY: celesida
  • BREED: Miniature Yorkie
  • AGE OF PET: 0 - 3

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5

out of 5

Very Helpful and Understanading

Coco's been with Embrace going on 2 yrs. They've always been good at fast reimbursements. We went with Wellness options this year and brought her in for teeth cleaning. The renewal had overlap with the older because I had paid a week before plan expired. I had thought she was already under the Wellness option. Laura was very understanding and applied the teeth cleaning on the new plan. I had brought Coco in a week early before the new plan took effect. Laura was very understanding to make this one time exception. I am very please with Embrace and would not hesitate to recommend friends to Embrace.
  • INSURER: Embrace
  • POSTED: 12/11/2010
  • BY: Daisy
  • BREED: Pit Bull
  • AGE OF PET: 7 - 10

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5

out of 5

Embrace Saved Our Puppy

Until we got Jade, I thought pet insurance was kind of a ridiculous idea. However, after spending as much as we did on training and equipment (crate, toys, etc.), and finding out how expensive some medical procedures could be (after discussing it with our trainer), we decided that insurance was a smart way to protect our investment (both financially and emotionally). We signed up with Embrace, never expecting to have costs that actually topped our $500 deductible. Our trainer recommended Embrace because they cover breed-specific genetic conditions, whereas most pet insurance companies do not. This turned out to be the most valuable part of the insurance for us. About 6 months after we signed up for the insurance, Jade started to squeal whenever she would try to stand up. We brought her in to our local emergency clinic, where they discovered she had dysplasia in her right hip. Further investigation at MSU vet hospital revealed that she also had Salter-Harris fractures on both Femurs. Both conditions have required multiple trips to both our local vet and MSU (at an average of about $500 per trip), and Embrace has covered 80% of our costs for every visit, from the first one to the emergency hospital to the $4,600 Total Hip Replacement surgery she just had at MSU three weeks ago. She has also needed several medications to control the pain from the conditions and the surgery, and those were covered as well. If we didn't have Embrace Pet Insurance, we would never have bee
  • INSURER: Embrace
  • POSTED: 12/11/2010
  • BY: Tyler
  • BREED: Rottweiler
  • AGE OF PET: 7 - 10

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4

out of 5

Very Helpful! !

Our dog Vodka had an hemorragic gastro-enteritis and was very sick ! She had to stay at the animal hospital for 4 days then had to come back etc... It costs us in a few days a fortune but the ASPCA reimbursed us a comfortable share of it. The claims were submitted very quickly and we received our check very fast !!
  • INSURER: ASPCA
  • POSTED: 12/11/2010
  • BY: Sonia
  • BREED: Coton De Tulear
  • AGE OF PET: Over 11 years

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5

out of 5

Insuring My Pet to Protect My Daughter

I purchased pet insurance on the advise of a friend, when I got our first family dog, Micky. I never want to have to have a conversation with my young daughter, because we had to weigh the cost of any medical procedure for our pet. My mischevious little beagle has gotten into two scrapes requiring emergency vet care, and the insurance has paid for itself in the year we have had it. They process payments quickly, and for the cost, it gives me great peace of mind.
  • INSURER: ASPCA
  • POSTED: 12/10/2010
  • BY: Kelly
  • BREED: Beagle
  • AGE OF PET: 7 - 10

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3

out of 5

Wellness Coverage

Most pets have to see the vet at least twice per year just for wellness vaccines & to get preventive meds for heartworm, flees & ticks. Unfortunately this plan only allows for once per year, so any wellness preventatives over $200 are out of pocket. I wish there was a plan for higher coverage that wouldn't be too much more per month. I'm glad my pet hasn't had a serious injury or illness, but the regular wellness care adds up.
  • INSURER: Embrace
  • POSTED: 12/10/2010
  • BY: Linda
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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