154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,400 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,342 reviews

4.9
Healthy Paws

10,808 reviews

4.9
Fetch

27,507 reviews

4.9
Pets Best

14,177 reviews

4.9
Trupanion

63,026 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified March 10, 2022

Always a good experience!

Always a good experience!

Insurer: Trupanion Canada

By:

Useful
Verified March 10, 2022

claim was submitted and was paid next day thank you

claim was submitted and was paid next day thank you

Insurer: Trupanion Canada

By:

Useful
March 09, 2022

You start with a new pet and a new…

You start with a new pet and a new insurance company and they don't explain how & when to get reimbursed. So then they deny your claims. What is the point of insurance then? They've denied everything. DO NOT choose this company! To be specific: Buried on page 11 of their insurance policy, they tell you claims must be submitted within 90 days. This needs to be put up front. Needless to say, I missed it. I had human family illness and insurance that was more pressing in the middle of a pandemic. REALLY!!!

Insurer: Fetch

By: Shaw Bronner

March 09, 2022

False advertising - Stay away from Trupanion

Hello, I discourage everybody to use Trupanion insurance for your pet. We recently submitted a claim for a treatment my dog received. When we count all the exclusions (taxes, examination fees, deductible applied only on covered fees, etc), we realise that their coverage is negligible. For a total bill of 1781,35$ of hospitalisation, the total coverage was only of 278,24$. If we soustract the deductible of 700$, the coverage was only of 25,7% which is pretty far from the 90% advertised everywhere. You really have to read carefully the policy to realise that Trupanion is a really bad insurance. Therefore, their marketing is pretty much a fraud! After doing my research among friends and Facebook groups, I realised that a lot of people have experienced the same problem with Trupanion. Furthermore, Trupanion has a pretty bad have a pretty bad customer service. If you look at the other bad reviews on Trustpilot, they will reply the same preformulated text meaning absoluty nothing. Don't hesitate to reach me if you want some further informations regarding the bad experience I had with Trupanion. Kind regards, Arianne

Insurer: Trupanion Canada

By: Arianne Tardif

Verified March 09, 2022

great with answering my questions and…

great with answering my questions and processing claims for me. thank you embrace

Insurer: Embrace

By: Bianca Palala

March 09, 2022

Communication is key

Pet's Best is so good at communicating, a must in today's competitive arena. They tell you when they receive the claim, the processing is explained. and the reimbursement is fair. Also, a real live person answers the phone when you call!!

Insurer: Pets Best

By: Jane

March 09, 2022

Great options for multiple animals

Great options for multiple animals

Insurer: Spot

By: MtnClimberMom

March 09, 2022

Two Foreign Body Surgeries in 3 Weeks! Trupanion Saves the Dog and the Bank Account

My 16 month old Rott x Lab had 2 surgeries for foreign body removal within 3 weeks of each other. He has had Trupanion since I got him as an 8 week old puppy. The Trupanion team has been wonderful to work with, the app usually works really well, they have quick turn around times in claim processing and the best part is that they are working with the vet clinics to pay them directly rather than the owner needing to have all of the money up front and then submitting for reimbursement. This is two incidents of over $4000 each in less than a month! All of my dogs have Trupanion. For major medical, it is so worth it. Premiums are extremely reasonable, especially if you enroll your puppy immediately. Premiums stay the same as your pet ages, only adjusted for inflation type of costs. You aren't put on restrictions, premiums increased, or coverage dropped for multiple high cost procedures. I love Trupanion. All pet owners should at least have it for major medical issues like foreign body exploratory surgeries. Breeders: you can buy a breeding rider that covers c-sections and other reproductive organ issues.

Insurer: Trupanion

By: Stephanie Sheaffer

Verified March 09, 2022

Denied both claims we submitted as no previous medical records. Rescue dog!! Are no previous records.

Very dissatisfied with Pets Plus Us claims. Going back to Trupanion. They cost more, but actually pay claims

Insurer: Pets Plus Us

By: Patti

Useful
March 09, 2022

I called and needed help submitting an…

I called and needed help submitting an online claim and they totally walked me through each step.

Insurer: Trupanion

By: Tina Washington

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