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Browse unique and miscellaneous pet insurance reviews that don’t fall into standard categories. Includes special experiences, feedback, and personal stories from real pet owners.

15,103 total


Verified December 28, 2025

no past experience.

easy application process

Insurer: MetLife

By: Luzviminda Jose

December 27, 2025

Extremely Disappointing and Misleading

I am beyond frustrated with Fetch Pet Insurance. After carefully reviewing my policy before purchasing, I was led to believe my dog would be covered as of the policy’s effective date (November 1, 2025). That turned out to be completely misleading. When I submitted my first-ever claim for a vet visit on November 10, 2025, Fetch denied it, citing a 15-day illness waiting period that was never clearly disclosed upfront and only emphasized after my claim was denied. They then stated that any illness diagnosed during this waiting period is automatically considered pre-existing, even if the pet had no prior history. Let that sink in, you pay premiums from day one, but illness coverage is essentially useless for the first 15 days and anything found during that time is permanently excluded. What makes this worse is the exhausting back-and-forth with representatives, inconsistent explanations, and the burden placed entirely on the customer to prove coverage — even when quoting their own policy language and page numbers. Reassessments are slow, communication is unclear, and the process feels intentionally designed to wear customers down. This experience has completely destroyed my trust. Insurance is supposed to provide peace of mind, not fine-print loopholes that leave responsible pet owners paying out of pocket after doing everything right. Strong warning to other pet owners: Any illness-related vet visit during the first 15 days will be denied and those conditions may be labeled “pre-existing” forever. Very disappointing. I regret choosing Fetch.

Insurer: Fetch Canada

By: Jade Canonizado

Verified December 27, 2025

The app doesn't let us upload a…

The app doesn't let us upload a document. Seems you guys need to spend some money and pay your developers more

Insurer: MetLife

By: customer

Verified December 27, 2025

Great services

Great services, speed and clarity

Insurer: MetLife

By: customer

Verified December 27, 2025

Highly recommend

Amazing care, communication and responsiveness. Dr. Radzicky goes above and beyond for the animals she cares for, and for their owners. Dr. Wilson is caring and thorough and makes sure pets and their owners are well taken care of. Highly recommended!

Insurer: Healthy Paws

By: jenni rispoli

Verified December 27, 2025

My bad I failed to submit important…

My bad I failed to submit important bills

Insurer: Pumpkin

By: Linda

December 27, 2025

A godsend to have

I am so thankful to have coverage on my fur babies for the unexpected events. Nobody wants these things to happen but when they do they can be completely devastating not only financially but emotionally. It helps to know at least one side is covered for those events.

Useful
Verified December 27, 2025

Quick

Quick, effective and not complicated.

Insurer: MetLife

By: KEVIN JONES

December 27, 2025

Denied without contacting my vet

First, the claim submission process was an email as the app continued to ask me to re-login, although I was logged in. When trying to re-login I got the message “we dont recognize this device” so an email was sent to me to verify. Clicking the verification it said “this link has expired”…it was sent 10 seconds prior and never used. They finally acknowledged my claim over a month after I submitted. That email asked for any contact information for the prior vet, so I sent that to them. I received an email 2.5 wks later denying the whole claim, but requesting information to reconsider, from the vet who’s contact information I already provided. This insurance is a scam at best, unable to cancel through the app and when I tried to cancel my Cats, due to their terrible service, their system hung up on me. 0 stars! These people should be ashamed of themselves.

Insurer: Pets Best

By: Jeff

Useful
December 27, 2025

Slow to process then quick to deny

Slow processing time and then your claims are denied for preexisting without them taking the time to throughly understand the care received. Don’t waste your money! There are better options for quick claims processing and payouts.

Insurer: Pets Best

By: Christi

Useful

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