Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Very efficient
ASPCA IS QUICK TO REIMBURSE AND EASY TO FILL OUT INFORMATION. VERY FRIENDLY SERVICE
Insurer: ASPCA
By: Candy
If you have a pet, you need their insurance
We, previously, had a sweet boy that required quite a bit of healthcare. We swore that when we ever added another dog to our family, we would obtain pet insurance from day one. This is the best way to cover everything that might happen.....no pre-existing conditions to contend with. I did my research and we went with Healthy Paws, based on the excellent reviews. Our Cavalier will only be turning 5 next week, but she has the unfortunate mitral valve prolapse, that is not uncommon in this breed. She has had two cardiac specialist appts. so far, both covered for the 80% policy that we chose. She recently went to the pet emergency clinic for, what was diagnosed with back pain/injury. It was late at night and she was in obvious pain. We have had prompt reimbursement and can't recommend Healthy Paws more highly.
Insurer: Healthy Paws
By: Stephanie
Embrace stands by their policy in an effortless and caring manner...
After having gone through an emergency surgery on my lab, Jazzy and days of not knowing whether she had cancer, it was such an effortless and caring experience dealing with Embrace... The entire process was so easy and quick allowing me to focus my full attention on my dog...
Insurer: Embrace
By: Ane
Always a pleasure to write an excellent review.
We have been serviced by Embrace since we brought our Puppy home almost 4 years ago and have certainly had our share of claims both serious and and cautionary. The response has always been prompt and professional.
Insurer: Embrace
By: Samuel
the insurance allowed us to get medical care for our injured kitty after the Northbay FireStorm
After spending over a week away from our home after being evacuated during the NorthBay firestorm- our kitty managed to escape from our house and was hit by a car. We had just spent over $1000 due to our evacuation expenses and the cost of our cat's emergency medical care was $2500. Having the peace of mind of pet insurance, we knew we could afford his medical care on top of the unanticipated financial burden of fire-related expenses.
Insurer: ASPCA
By: Holly
Embrace does respond quickly and professionally with no issues
We’ve had our German Shepherd with Embrace since we got her at one as rescued dog. Embrace has always been timely with no hassles in coverage. Extremely pleased
Insurer: Embrace
By: Steve
Owner
For our most recent issue (thankfully only the second) Embrace approved the claim quickly and at a rate I thought was fair.
Insurer: Embrace
By: AAndrewShapiro
Can't recommend Embrace highly enough!
I'm so thrilled to have purchased Embrace for my 13 month old Bernese Mountain Dog the day he came home; I chose them based on the recommendation of the staff at my vet's office. We had a rough first year and Embrace was wonderful through it all. They covered some major expenses as they said they would; and the Wellness Rewards are totally worth it. The process to submit claims and receive reimbursement couldn't be easier... this most recent claim was no different than the positive experiences I've had throughout the last year. I've already recommended them to family and friends!
Insurer: Embrace
By: Roberta
Great coverage, accurate reimbursement- No hassle, no nonsense, no surprises
I highly recommend Embrace Pet Insurance. We have been impressed by the coverage, the fact that they have covered everything exactly as they advertise, and they pay claims quickly and accurately. Our English Lab, Misty, discovered snow at the end of 2016 and injured her leg. At less than a year old she required a $4000+ surgery which Embrace honored fully. The surgeon indicated that the opposing leg would likely require the same surgery. It did! We put the surgery off until Mom passed, as Misty was a great and comforting companion to Mom in her final hours. I kept all the wellness and injury/surgery related receipts for our second year of coverage and submitted them to Embrace along with my summary of what I felt was covered. The covered all I claimed (and even more when they caught a mistake in my summary). The Explanation of Benefits statements were accurate and complete. I was fully reimbursed within 2 weeks, including coverage for this second $4000 surgery. No hassle, No nonsense, No surprises. I wish I could say the same for my family health insurance.
Insurer: Embrace
By: Louis
very satisfied with the current policy and response time
I had 5 dogs in total. Lost 2 that had currently had insurance and rescued 3 more. All of my dogs are covered. The reimbursement structure is fair and reasonable and the TAT for when they complete a claim is quick. If I had questions regarding my policy or claim activity I always received a quick response. I have researched other companies and I am very happy with ASPCA.
Insurer: ASPCA
By: janet