Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Embrace: You are the Best
Embrace Pet Insurance is amazingly easy to work with: easy to file a claim, easy to check on the claim, and quick to process it. It was also easy to iron out a few paperwork wrinkles with the Embrace staff (the few times I've had to do it) -- just simply reply to an email to clarify, and they take care of the rest. Embrace is affordable; we've ensured multiple dogs for many years now at what I feel like is a low cost, given that dogs are obviously the best thing on Earth. While the younger dogs don't often meet their annual deductible, the very very best thing about Embrace is that if they do -- the financial worry is taken out of the equation. My geriatric soulmate dog was ensured by Embrace for many years of her life, and as she deteriorated in her 14th year with disk disease and renal failure, it was so incredibly comforting knowing that Embrace would cover our vet visits, including consults. It was difficult enough to face her end-of-life care, and not having to worry one second about finances it made an incredibly stressful situation way less stressful. Thanks, Embrace!
Insurer: Embrace
By: Amanda
Extremely happy!
Am extremely happy with Trupanion. The insurance has allowed me to keep my pups healthy.
Insurer: Trupanion
By: Pamela
Claim results
I am waiting for the results of a claim!
Insurer: Trupanion
By: Natalie
I love trupanion.
I love trupanion. It has been so helpful me with my dogs medical care.
Insurer: Trupanion
By: Lisa
The best pet insurance.
I think you are the best pet insurance company there is and one of the best investments I've ever made. Have had two hospitalizations for one of my babies, totaling over $15,000. My baby would have died without you. Now a second cat has been hospitalized and is on meds for life. I truly couldn't do this without you! I tell all my friends about you. Customer service is so above and beyond. Thank you all so very much!
Insurer: Trupanion
By: Jeanne-Ann
Ongoing treatment
I will send my opinion after things are solved with Papi. It all started with jelly stool and her tremors indicating pain, something we saw previously. Dr Yang gave a shot and pain med. But Papi started screaming horribly in pain in the middle of the night and a few times during the day while laying in her bed, so scared I took her to the hospital recommended our vet. I have reached my deductible when all this started and think this should not require starting a new claim. We must find the source of Papis problem and I will discuss this with the vet today. I hope Papi and I will be treated fairly!
Insurer: Trupanion
By: Gerda
Very greatful
Unfortunately my cat has been very sick over her 1 and a 1/2 years of life. I adopted her from a shelter that provided 1 month complimentary insurance. I am very grateful to have Trupanion pet insurance. Sadly, Adele was just diagnosed with Lymphoma.
Insurer: Trupanion
By: Donna
Claim time
Seems to take long time to review claims for ongoing allergy issues. Not for other dog's heart murmur
Insurer: Trupanion
By: Janice
Peace of mind
I had to take my beloved dog to the emergency vet yesterday and knowing that as a disabled person, I had Trupanion behind me, gave me choices and a piece of mind,
Insurer: Trupanion
By: Elizabeth
Lifesaving
I first enrolled in Embrace for my mastiff pup, but shortly thereafter added my old man beagle just for completeness. It turns out to be one of the best decisions I ever made for his care. My little man had en extremely rough time this year, suffering from bloat and later developing seizures. Trips of the ER are never easy, but at least I could make decisions based on his quality of life, and not the limitations of my wallet. Embrace has always been easy and accommodating for the small things: wellness visits, the odd ear infection, etc. I wasn't sure if I'd get more push back or hold ups when it came to big ticket items like emergency surgery and MRIs. As it turns out though, the answer was no. Everything went through just as smoothly as normal, my boy is alive and well, and I didn't have to mortgage my house to see that happen. I cannot recommend Embrace more highly. They've been fantastic beyond words.
Insurer: Embrace
By: Clifford