Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
58,987 total
Other Categories
Didn't Think I Needed Insurance, But Boy Was I Wrong
When I purchased this insurance a couple of years ago it was because I was reading about all the canine cancer among my dog owner friends and I didn't want to ever have to make decisions based on money. Thank goodness we haven't had that issue, but in the past two years our Joey was diagnosed with seizure disorder. The cost of the ER bills, regular vet visits, routine bloodwork and meds was more than I could have imagined but Embrace has been there all along. Once met my deductible I just filed the paperwork online and my claim was settled, usually in less than a week. My reimbursement goes right to my bank account, lickity-split. This year we had a case of "happy tail" (whacking his long tail against something too hard and it splitting open). We had to have 4 inches of tail removed and once again the claim was handled quickly and easily. Just as with human insurance, you pay every month and wonder why. But when you need it, it's good to know it's there.
Insurer: Embrace
By: Ilene
Quick Service
Embrace has always been efficient and fair with their claims. We had a $4,000 claim that was reimbursed quickly. Thank you Embrace!
Insurer: Embrace
By: Kristine
Embrace is true to their word !!!!!!!
My goldens (I have two) has had many small problems and one large problem (pyometra) and embrace has seen to them all, in accordance with their contract. What else could you ask for??? If you read the contract, that's what you will receive. They keep you updated on their website another plus. I would definitely recommend Embrace to all pet owners.In my own opinion, anyone who complaints probably didn't read the contract, or failed to disclose a preexisting condition !! Thank You !!! What I have said above is the simple truth!!!!!!!!!!!!!!!!!!!!!
Insurer: Embrace
By: henry
Best Insurance possible
Once again, I am so glad I choose Embrace for my kitties. One of them has been diagnosed with cancer and I was able to give him the best treatment . Its a terrible thing to see a beloved pet getting sick. It would be even worse to know there are treatments available to save his life and not be able to afford. it. THANK YOU Embrace for helping with the bills and making the entire reimbursement process very smooth .
Insurer: Embrace
By: Claudia
The best
Embrace is one of the best moves I have ever made. They go out of their way to help and claims are done with speed and accuracy .
Insurer: Embrace
By: michael
The pet health insurance is useless.
The pet health insurance is useless. My new kitten was cleared as perfectly healthy to board a plane ride and arrived sick a few hours later. Preexisting conditions deemed this as uncovered. Breeder says kitten was healthy and fine when she left. SERIOUS
Insurer: PetPartners
By: DELAYNE
Worst insurance ever
It is a scam insurance ever. I was offered by my new employer to switch from my pet insurance that I have been happy with for 8 years. I was hesitating, but the sales of Nationwide insurance convinced me that it would be a smooth transition and as long as my dog does not have any chronic preexisting conditions that she has been medically treated or diagnosed before I should have no issues with any of my routine visits and incidents. Well all of that was a big lie !!!! I took my senior dog to a routine care vet appointment as she was due for some vaccinations and a senior panel blood test. And then did multiple other routine care tests as it was All supposed to be covered and included in my policy. As a result: First, Nationwide took over 2 months to process the claim and then after I had to get a manager involved to expedite the process, they denied with an excuse it was a preexisting condition. Never mind that my dog had no treatments before nor been to the doctor for past 2.5 year and in great shape. The reason they said it was pre-existing, as I mentioned to the doctor that I am noticing some walking pattern change and she had fat deposit growth but no treatment was done for that and needed. Which is a normal patient doctor conversation on the routine visits. But Nationwide decided to use that as a medical conclusion of preexisting conditions and denied all of the claims made. So totaled to about $500-$600. Also the routine dental that was supposed to be covered, they did not cover as well as the doctor wrote in the chart as they were cleaning the teeth there was some tar. Ha ha.! If you would not have tar why would you even clean the teeth in the first place!!!??? As the Nationwide manger explained to me, that since she had it before doing to the doctor, it preexisting. Which means anytime you do to the doctor with your pet, it will be pre-existing as the pet shows the symptoms before the visit. But isn’t why you would go to the doctor in the first place???? So everything they sell is a pure lie and a scam!!! Don’t fall for it and lose so much money as I did!!!!
Insurer: Nationwide
By: Yay
I've never had an issue
As far as customer service is concerned, I've never had an issue. If I have any complaint, it is with claims.
Insurer: AKC
By: Timothy