Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,807 total


June 14, 2019

The entire process was easy, and there were no surprises!

We carry whole pet with wellness for our Frenchie. She went in for her spay, and had some corrective procedures related to brachycephalic syndrome while she was under. The claim process was easy, the reimbursement was timely, and the reimbursement amount was as expected. No complaints. We pay a pretty high premium for the whole pet with wellness, but so far is have been worth every penny.

Insurer: Nationwide

By: Brian

Useful
June 14, 2019

Coverage Sucks

It's funny how human health insurance covers routine procedures, but pet health insurance has as many restrictions as a Carson's coupon, and we all know what happened to Carson's. At this point, I am surprised that pet insurance even covers anything and have been strongly considering canceling my policy, the math doesn't add up as I could break-even with the full year premium savings to the full year vet costs. It seems like the only real coverage I'd get is if my bear of a dog gets hit by a car.

Insurer: Nationwide

By: PIETRO

Useful
June 14, 2019

Prompt, Friendly, Peace of mind

Reasonably priced and fantastic coverage. Claims are promptly paid and the customer service is friendly and helpful. I highly recommend it.

Insurer: Healthy Paws

By: Nicole

Useful
June 14, 2019

Best insurance ever !

Couldn't be easier. And fast !

Insurer: Nationwide

By: Leamon

Useful
June 14, 2019

Comprehensive plan

overall we are happy with this policy - although there were some questions/issues early on regarding what constitutes a pre-existing condition.

Insurer: Nationwide

By: Raeka

Useful
June 14, 2019

Great service

Placing my claim was quick and easy. Received a decision on my claim withing 10 days. Great service and well worth it.

Insurer: Nationwide

By: Morgan

Useful
June 14, 2019

So glad we did this for our dogs.

Last year, our older dog Sweet Pea, 13 at the time, had to undergo very expensive pin point radiation treatments daily for 4 weeks. It was so expensive but we were reassured of a positive prognosis. It is the 1 yr. anniversary of those treatments and our old girl is going strong. Our VPI/Nationwide Insurance certainly helped to defray much of the cost. This past Spring, our lovely Ginger became ill. Just as one issue was treated, another cropped up. She struggled to hang on and stay with us but by June 1st she let us know that she could go no further. She crossed the Rainbow Bridge early on the morning of June 1st. Again, VPI/Nationwide did not hesitate to help cover the many tests, X-rays, ultrasounds that were necessary to determine the cause of her health deterioration. Over the years, we have recommended this pet insurance to many of our friends and will continue to do so.

Insurer: Nationwide

By: Angela

Useful
June 14, 2019

All pets need pet insurance

I had pet insurance on my previous dog and it was helpful to cover costs of vaccines, routine care and surgery when he was older. It gave me peace of mind. When we got our new puppy, we got pet insurance again. I didn’t think we would really need it until he was older, but in the first year, he contracted parvovirus (mild case as he had been vaccinated) and ended up in the ICU at the emergency vet. He since had an ACL replaced and most recently lipoma surgery. What would have been a financial and emotional event in our lives was lessened by having this insurance. When my dog had complications from his lipoma surgery, Kathleen (awesome customer service rep) had us send all his records and we received even more funds back than we expected. I highly recommend this for all pets as you never know what might happen.

Insurer: Nationwide

By: Frieda

Useful
June 14, 2019

Best Insurance Plan

I have had nothing but great experiences with Nationwide. I get my explanation of benefits, which is so easy to read, so fast. And if you are getting reimbursed, you receive you check with in a week or two. Low deductible and great coverage!

Insurer: Nationwide

By: Susanna

Useful
June 14, 2019

The Best Ever For My Dog

I have had Nationwide coverage for my dog since he was 4 months old. Best investment ever! Nationwide has been wonderful in settling my claims and has really made keeping my dog well much easier. He has had numerous health problems, mainly allergies, since he was a pup, and Nationwide has made it possible to get the best care possible for him. I have recently enrolled my new pup with Nationwide, and look forward to great coverage for her, also.

Insurer: Nationwide

By: Andrew

Useful

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