Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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The best money I’ve spent in decades
I was always wary of pet insurance...now I tell everyone I can about you guys! I’ve had you for a year & you just paid for my 3 year olds surgery removal of bladder stone & it only cost me WITH my deductible $400! You saved me $2,000!! & someone always answers the phone when I call & my online account is so helpful and up-to-date!
Insurer: Trupanion
By: Shauna
By far the best pet insurance company around!
Healthy Paws is one of the best pet insurance companies I've dealt with! I have had experience with two other companies and HP is by far the best! The claim submission is easy, the reimbursement rates are high (mine are 80%), the rates are reasonable and the customer service is superb. I highly recommend them.. for example, my German Shepherd within 10 days time had knee surgery and then ended up in the ER, costing me about $8400 in 10 days, I submitted the claims to HP and received $6400 in reimbursements! AND received those fund quickly! The knee surgery in 3 weeks and the ER in less than 2! This is huge when you have those type of vet bills - they even emailed me personally to check on the patient! Absolutely amazing company!
Insurer: Healthy Paws
By: Gina
Easy to File a Claim but it Takes a While to Process
I submit claims through the VitusVet app. It's easy to submit the claim via the app. My only issue is that it takes a couple of days from when you submit the claim on the app to receive an email confirming that your claim was received. It takes even more longer to process the claim (sometimes a few weeks).
Insurer: Nationwide
By: Nicole
So happy I have Nationwide
Nationwide is my first experience with pet health insurance and I will never use another one. The ease of applying, filing claims, and the prompt review and payment within 30 days is fantastic! In my over 2 years experience with Nationwide as my dog's insurer, there has only been one claim that was sent back to me for more information, and it was legitimately my error when I filed it. I gathered up the information, faxed it over, and the claim was reprocessed within days. I truly can't recommend a better pet health insurance company!
Insurer: Nationwide
By: Christy
Straight Forward Claims Process
From submitting the claim, to ease of understanding the coordination of benefits to receipt of funds, Nationwide made the whole process very easy!
Insurer: Nationwide
By: Craig
Life-Safer
I adopted a healthy puppy when he was 10 weeks old with no health issues. Insured him because I'm naturally anxious and wanted to be prepared for the worst case scenario. Well, as it turns out my pup is medically complex to say the least. He had anal gland issues, has chronic GI problems, and has anxiety. His first year was expensive and traumatic for us both. Being able to let go of financial worries and know that Nationwide would reimburse 90% of the expenses was life-saving and allowed me to focus entirely on getting my pup back to health. This year, his health has been much better managed overall. However, last week was quite a week and I ended up calling the VetHelpline three times to seek advice about possible emergencies. The on-call vets were wonderful, reassuring, and walked me through what to do. I don't know what I would have done without that service! I will say that the premiums are expensive as sin (more than double what I pay for my own medical insurance), but in my case, they have been WELL worth it.
Insurer: Nationwide
By: Laura
Superb Service
Nationwide Pet Insurance definitely was a breath of fresh air when we had to deal with a emergency life threatening situation with our sweet precious Oja. The entire process was very easy with no hassle to get reimbursed.
Insurer: Nationwide
By: Sharron
I would recommend Nationwide Pet Insurance to any pet owner
I shopped around for pet insurance when we bought our first dog and ultimately landed on Nationwide. About 10 days after my policy became effective - my puppy ate a sock and needed surgery to remove the obstruction. I'm glad i had the policy at that time and everything has been smoothe sailing. I would recommend this company to any other pet owner(s)
Insurer: Nationwide
By: Nicholas
Nationwide has been a blessing.
Initially, the form submission process was a little confusing but the form itself is simple and easy to follow. That being said I am not computer friendly. ( So I would prefer to submit my claim while speaking directly to a representative). In most cases the claims are paid within a month but on a few occasions I've had to get additional paperwork from the vet. Since I am also not familiar with medical terms, wouldn't it be easier to contact the vet directly to get what is needed. We have a few poodles and unfortunately we have had our share of illnesses. Priscilla has had on-going ear infections and problems with her anal gland. She had also had to have all her teeth extracted. Needless to say it has been costly. Nationwide has been a blessing.
Insurer: Nationwide
By: Richard
Best Pet Insurance Ever
So easy to file claim and always resolved very quickly. Never had a coverage dispute. Wish I could get this insurance for me.
Insurer: Nationwide
By: Tommy