Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,807 total


July 26, 2019

Such a relief

This is my first time having Pet Insurance. And I’m so happy I did it. Having the security for when an emergency happens makes everything so much better. Vet bills are expensive! I can afford a monthly payment but can not afford an unexpected large Vet bill. The claim was processed within a few days and in my bank account a day or two after that! I’ve recommended this to anyone and everyone that has pets

Insurer: Nationwide

By: Brooke

Useful
July 26, 2019

No problems at all

Very easy to submit a claim through the app. Very responsive. The last claims I put in were processed and I had the money in my account with 10 days.

Insurer: Nationwide

By: Christine

Useful
July 26, 2019

Couldn't be easier!

I greatly appreciate the efficiency and excellent customer service from Nationwide. They are timely with their claim refunds, and available to help if you have a question.

Insurer: Nationwide

By: Jane

Useful
July 26, 2019

Claims take too long to process

Claims take too long to process. When reimbursement actually arrives, it is not accompanied by a copy of the original claim submission. I don't understand why this is your practice.

Insurer: Nationwide

By: David

Useful
Verified July 26, 2019

HUGE premium ($110 monthly and NO COVERAGE FOR AN ACUTE BOUT OF DIARRHEA!

Trupanion is a bad company. My dog is a small, healthy mixed breed, and is now 11 years old. I have been paying through the nose for Trupanion since he was 7 years old. He had a about of acute hemhorraghic gastroenturitis and they denied the claim, saying it was a "pre-exisiting condition" after the online customer service rep said it was denied because it was dietary indiscretion that caused it. I told her the vets were not sure what caused it. Then she said it was a pre-existing condition because he had it in 2015!!!!! 4 years ago my dog had bloddy diarrhea and is a chronic, pre-existing condition. All medical info on the subject agrees that there is no way to knowwhy a dog has a bout of this. It could be stress. It could be a virus. It could be dietary indiscretion. Do you mean to tell me that if a big old lab eats a bag of rocks, they wont cover emergency services because of dietary indiscretion? REALLY? Wow, then why dont they cover socialized adult people instead of dogs?

Insurer: Trupanion Canada

By: JULEE

Useful
July 26, 2019

A very helpful insurance, just when you need it most.

You only realise how important your pet insurance is when you need it most. One of my dogs suffered a dog-attack last year and the insurance paid quickly and generously to bring her back to good health. She still needs care and the pet insurance is still supporting us, thank you.

Insurer: ASPCA

By: Marilyn

Useful
July 26, 2019

INSURANCE THAT GIVES YOU A PEACE OF MIND WHEN EMERGENCIES ARISE

I LOVE this insurance and literally recommend it to anyone who has a pet. There have been several times in which I've had an emergency with our shiba Cooper and both times, I didn't have to channel my energy towards the stress of the bill. All I worried about was just making sure my boy was going to be okay. Recently, Cooper had a seizure (never happened before, cause unknown) and I rushed him to the nearest vet. From there I had to take him to a 24 hour hospital to be monitored. I then had to take him to our regular vet a few weeks later because he had allergies that were so bad he started rubbing his skin raw. This was all in one month so I was worried Healthy Paws may give me a hard time or question all 3 claims. But nope, everything went smoothly and the claims are so easy to submit. I will NEVER not have dog insurance again and I recommend this to EVERYONE who owns a pet.

Insurer: Healthy Paws

By: Kristy

Useful
July 26, 2019

Very easy to submit claims and understand what is covered or not

Very easy to submit claims and understand what is covered or not

Insurer: Nationwide

By: Jennifer

Useful
July 26, 2019

Nationwide Pet Insurance is GREAT!

All the claims are processed so fast! Thank you for all of your help. I am telling all my friends to get pet insurance. Thank you

Insurer: Nationwide

By: David

Useful
July 26, 2019

The best choice for your pet is Embace!

Embrace us the Best insurance you can buy for your pets they are dependable honest and pay your vet bills on time and with great consideration I could not imagine having my pet without embrace

Insurer: Embrace

By: Jane

Useful

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