Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Great and simple claim process
Claim form is simple and easy to complete. Response was quick. No hassle pet insurance, human health insurance should be this good.
Insurer: Nationwide
By: Borresen
Seems like the per-illness deductible is shady
I paid for a deductible of 250$. I was never told it was per-illness until I had a claim of over 500 dollars. Of course it's my fault that if I dig through the website, I'll find the term per-illness. On the other hand, because none of the illnesses my cat has experienced were over 250....each....trupanion gets to say they wont cover ANY of the bill. It's an unfair practice, and I will NEVER use them again. Also if you need something like dental, which my cat will, make sure you read what they dont cover. Which is of course the expensive stuff. So trupanion hope you are happy with the money you got from me, because you will not see another dime.
Insurer: Trupanion
By: Brian
Easy as 1-2-3
I have never had any problems submitting any claim that I have had. The explanation of what is being covered is great because I know exactly what to expect. Nationwide makes it so easy to submit a claim that it is virtually effortless. So glad that I choose Nationwide as my insurance for my four legged family member.
Insurer: Nationwide
By: Gilbert
Worry free puppy mom
I enjoy having the peace of mind Embrace pet insurance affords. Anytime my pup is feeling under the weather I can rest assured the claim will be covered in a timely manner. I also enjoy the ease of submitting wellness claims for 100% reimbursement of routine wellness items and grooming visits.
Insurer: Embrace
By: Tiffany
Best insurance
We love Nationwide. The customer service is great and it's super easy to file claims. We always recommend nationwide.
Insurer: Nationwide
By: Paula
Claim evaluation is consistent and quick.
I find this company’s claim submission evaluation to be done in a consistent way across previously submitted claims. I’ve only had to contact customer support once to inquire about a delayed claim. The f/u was handled quickly and efficiently. Would recommend this company to my friends because I think they do a good job.
Insurer: Nationwide
By: Kathleen
Nationwide has been a great experience for us in having pet insurance!
Everyone is always so nice when you call, they ask about your pet and how they are doing. I have never had issues with this insurance and always fast to submit refunds. Our pets have really had a lot of stuff hit them in the past few years and thank you so much for your fast responses, refunds sent fast, caring for our pets by asking how they are doing! I try to recommend this insurance company to all pet owners in this boxer site I belong to and to friends.
Insurer: Nationwide
By: Tracy
Glad our baby (Puppy) is insured!
The claim process was easy, and we are so glad we purchased insurance to make us less worried about the “what-ifs”.
Insurer: Nationwide
By: Hannah
No hassle reimbursement
I have had a few issues with my Great Dane, the biggest one was him having a blockage which resulted in hospitalization. Each time I have ever submitted a bill for reimbursement, HealthyPaws without any push back quickly sent me my checks. Not used to this kind of service from insurance companies.
Insurer: Healthy Paws
By: Ryan
Excellent!
ASPCA has been my pet insurance for the last 3 years. The customer service is outstanding. They always call a few weeks after I submit a claim to see how my dog is doing. Claims are a quick turn a round with direct deposit and never any billing issues. I love ASPCA and will never go anywhere else. A+ in my book!
Insurer: ASPCA
By: April