Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,807 total


September 13, 2019

Wish reimbursement limits weren’t so low

For the most part I’ve been comfortable with the coverage. But the reason I got the policy when Elvis was a puppy was so that when he was older and I was faced with costly treatment that I could more easily get him the care he needed. The coverage for his most recent treatment was the exact example I had in mind 8 years ago. Easily treatable cancer. I didn’t think twice about agreeing to the surgery. But I was reimbursed about one third of the cost. I wonder if instead of paying the premium for eight years I would have better off to put that money in a savings account set aside for vet expenses. Maybe.

Insurer: Nationwide

By: Alex

Useful
September 13, 2019

Great service

I was a bit skeptical about how the claims would work but afternoon doing the first I am now at ease. The process took about a week and as I’ve had questions they’ve gotten back to me super fast.

Insurer: Embrace

By: Lisette

Useful
September 13, 2019

Great customer service

I have used Hartville for a couple dogs and always had great service. Claims are always handled quickly and efficiently. Highly recommend.

Insurer: Hartville

By: Kim

Useful
September 13, 2019

The best thing we did for our pup

Deciding to get pet insurance for our pup Lacey was the best decision that we made. She has been prone to ear infections and has had some other illnesses and ASPCA has been BEYOND helpful every time. The process to submit claims is easy and they are very quick about processing them. I would definitely recommend getting insurance to keep your furbaby protected.

Insurer: ASPCA

By: Jay

Useful
September 13, 2019

Ease of Mind

We have pet insurance so that we don’t have to worry about how to pay for the big one if it happens. Well it happened. Our little girl tore her cruciate ligament and damaged her meniscus in her rear leg. The injury required surgery by a specialist. Huge cost. But no worries, the surgery was covered by our insurance. The claim was filed and approved within a couple of days. Payment was very prompt. Our puppy is well on the road to recovery. With the insurance we never had to worry about the costs and we were able to concentrate on getting our dog the needed treatment. What a relief! Ease of mind. Thank you Nationwide.

Insurer: Nationwide

By: Jacqueline

Useful
September 13, 2019

Great customer service

Great insurance plan. They actually took care of the claims. They delivered on what they sold to me and exceeded my expectstions. They were so very helpful in answering information about my claims.

Insurer: Nationwide

By: Eric

Useful
September 13, 2019

Customer service

Filing a claim was so easy. Whenever I have called everyone was professional and very nice.

Insurer: Nationwide

By: Lisa

Useful
September 13, 2019

Nationwide IS on our side

Claim submission and reimbursement is easier than ever with Nationwide Pet Insurance. Would recommend to anyone who gets a new pet.

Insurer: Nationwide

By: Amber

Useful
September 13, 2019

Great decision to purchase and use this insurance

A friend with two labs suggested I purchase this insurance when I got my 8 week lab. Best decision. Have used it numerous times (from anywhere to basic exams/vaccines etc to an endoscope surgery for when she ate a sock and a FLASH DRIVE!!!). I always submit things electronically via scanning the receipt and appreciate how easy it is to submit a claim on line. I get email confirmation of receipt of my claim. Another email from them confirms when a statement of response (and usually a reimbursement check) is on it's way back to me.

Insurer: Nationwide

By: Kimberly

Useful
September 13, 2019

Thankful for insurance, helps so much. May not cover everything, but sure helps

Thankful for insurance, helps so much. May not cover everything, but sure helps. When reach the maximum allowed it doesn't help any longer.

Insurer: Nationwide

By: Deborah

Useful

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