Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Very quick reimbursement time!
Embrace was very quick with the whole process when my kitten (8 mo) had permethrin toxicity, and during the whole corona virus pandemic as well. The only step in the process that had a snag was they didnt get the invoice I originally sent, or it wasnt readable or something. Submitted through the app as they said it was the fastest way. It was very fast, within a week. Only thing they didnt cover was the liver pills cause that was a wellness reward, but all medication and procedures during the ER stay was covered. I did have a very high policy, 30K a year, 200 deductible and 90% reimbursement, but it was well worth it!!
Insurer: Embrace
By: Ari
I doesn’t get any easier
Your claim process using the app can’t be any easier. If you have a dog like mine insurance is a must
Insurer: Embrace
By: Mike
Thank you, Thank you, Thank you!
I wish my own health insurance was as easy as Trupanion is. Customer service upon set up was second to none. So friendly , knowledgeable , and personal. Upon set up I was hoping I would never have to need your services but I did and had zero concern of any cost to come from my pups health requirements. Direct billing and quick response with claims. The worry of ‘what if’s’ happening are gone. Love Trupanion!
Insurer: Trupanion Canada
By: Nancy
Excellent
I just filed my first claim with Trupanion and they are absolutely the best! They are always so kind and attentive and do what they say in a very timely manner. I appreciate them so much for helping my little Roxy. Highly recommend!
Insurer: Trupanion
By: Brittany
Great!
We've absolutely loved having Nationwide Pet Insurance for our dog. He was rescued and the frist few months were a struggle figuring out stomahc issues, dental procecures, you name it. It was such reassurance to know that Nationwide would be able to help us cover the majority of the costs for every vet visit or proceudre and that we could get our dog the best care.
Insurer: Nationwide
By: Evelyn
Highly recommend Healthy Paws!
We have had our 7 Brussels Griffons all on the Healthy Paws insurance for the last 3 years. The process to submit a claim online is beyond simple (takes about 2 minutes), and most claims are processed within just a couple days. Reimbursement is very quick too.. Recently 2 of our babies racked up hefty medical bills in the span of the same week. It was very comforting to know that Healthy Paws was there for us. Great customer service, and absolutely a fantastic value!
Insurer: Healthy Paws
By: Jim
Chipped Canine...No Worries!
My boy Rocky chipped a canine and it became infected and needed root canal to save it. Without the coverage from Nationwide Insurance, the costs would have been a real hardship. I am full of gratitude for your service. Thank you!
Insurer: Nationwide
By: CHERYL
Worst Company
I initially signed up for Trupanion as it was recommended by a trainer I spoke with.. their policy sounded good, however, Trupanion will do anything to get out of paying for a claim and deem something is pre existing. I had ongoing issues with Trupanion picking and choosing their words in their outcome letters making it sound the way THEY intended it to, versus being 100% factual. For example, I understood our puppy would be pre existing for a common parasite she got during the waiting period....I contacted trupanion to inquire how it would work moving forward-- as like humans, animals can have similar symptoms for different diagnoses... this was the case with our pup...we ended up taking her in to the vet-- and her initial symptoms were not pre existing....furthermore, nor was the diagnosis the Veterinarian gave her .. so I decided to appeal their decision... I spoke to.the Veterinarian thereafter and was informed that she made it VERY clear the claim I had submitted was unrelated to any previous visits... she was asked to clarify three times by the customer service rep... Shes a Veterinarian for goodness sake ! I would think her judgement would not be questioned multiple times... I understand the need for clarification but multiple times? Unprofessional. Hours later I received yet another denied claim....when I read the outcome letter-- it was disgusting... the words were picked and chosen through past medical records and dates that were not even pertinent to the claim ! To.ensure it sounded like it fit somewhere in preexisting.. disgraceful! I have no more energy to fight with an insurance company although I know their decision was not warranted and goes against anything I have read in their policy. Additionally, it doesnt make sense given the conversation I had with Trupanion when we called to inquire about what pre existing meant... now-- it's an umbrella term... as in, although our pup received a different diagnosis... because it was still "GI related" her new recent and never before diagnosis was denied. Perhaps I should have known better....insurance companies will take an individuals hard earned money and do anything not to pay out ! What a rip off! I am appauled at the shadyness of this "company".. perhaps in an emergency situation with emergency surgery they wouod be better... but I'm not willing to continue to spend my hard earned money with the chance of A MAYBE. shame on you Trupanion!
Insurer: Trupanion Canada
By: Amanda
Filing my claim was quick and easy and reimbursement came in a timely manner.I would highly recommend Nationwide to my friends!
I’m so thankful I made the decision to insure my pet Hunter through Nationwide Pet Insurance. Filing my claim was quick and easy and reimbursement came in a timely manner. I would highly recommend Nationwide to my friends!
Insurer: Nationwide
By: Lisa
Wonderful insurance
So easy to submit a claim and get reimbursed quickly! They are easy to reach and talk with.
Insurer: Healthy Paws
By: Suzanne