Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Embrace insurance is a joke!
I would not recommend this insurance to anyone because this insurance did not help to pay for my 11 month old puppy one bit when he was having GI problems for a while. I have been wasting $60 a month plus $1000 deductible. It’s a joke really.
Insurer: Embrace
By: Jennifer
I am very pleased with the quick response time on my submitted claims
Claims are paid timely. Am pleased to say with Eppe’s recent cruciate ligament tear and treatment from the vet it looks like he will not require surgery at this time!
Insurer: Nationwide
By: Margaret
Fastest claim turnaround yet
I've been happy with Nationwide since I started my first policy for my dog Moxie in 2007, later adding on 2 cats and my dog Juno as I adopted them. We had to let Moxie go at the end of 2018, but having insurance allowed us to have an extra year with her as it helped a lot with the cost of very expensive cancer treatments. She had a great last year and peaceful passing and we all needed that. My cat Hedwig was very sick and not doing well on thyroid meds, but is now thriving again after surgery. Juno has had a few minor infections and injuries, including the most recent claim for an infected cyst. I was reimbursed for nearly the entire amount this time--usually I get at least half the cost of a visit back, depending on the policy, pet, and issue. This claim was also very fast: It was direct deposited to me in about 10 days. Insurance isn't cheap, but so worth it for the peace of mind.
Insurer: Nationwide
By: Cindy
I appreciate Trupanion's service!!!
I am happy that I have my dog Niki's health insurance with Trupanion. They always respond very quickly with claims and answering questions.
Insurer: Trupanion
By: Debbie
Smooth sailing to get compensated for a year of multiple dog surgeries
After two surprise CCL surgeries for my young American Staffordshire Terrier this year, I could not be more happy with HealthyPaws as an insurer -- leaving me asking why my pet's health insurance process is easier and better than my human health insurance processes?! No fuss, no mess. HealthyPaws makes submitting a claim and receiving compensation for it easy. I'd love to be able to provide some additional context via the app's invoice submissions, but they are always responsive to follow-up via email once the submission is made, so it isn't a big deal.
Insurer: Healthy Paws
By: Dorian
Save your money.
I'm not impressed with the insurance product we've purchased. I didn't listen to naysayers that said nearly everything would be excluded and I'm learning the hard way. We're currently shopping for an alternative; if that doesn't get us what we're wanting, we will bank the premiums we're paying now to offset future expense.
Insurer: Nationwide
By: Adam
Best decision I have ever made.
I have had this insurance for my last 2 labs and would NEVER go without it! Everyone I have interacted with is helpful and professional and my claims are always processed quickly and efficiently. The premiums are very reasonable and communication with staff is always pleasant.
Insurer: Nationwide
By: Jacki
Awesome service
I am using your insurance with my second dog now ! And I am loving it ! Claims are easily made and refunds are as promised ! Thank you for your service .
Insurer: Nationwide
By: MUMMERT
Thank you for your support
After having our policy for 8 years we finally had to use it for something bigger than tick meds. It took a minute because my original vet invoice did not have my pets name on it so was originally declined but with a quick couple of phone calls and resubmitting invoices we were awarded some funds for our claim. Thank you so much for the help during these difficult times. My babe is feeling 100% better now.
Insurer: Nationwide
By: Emilia