Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,778 total


Verified January 07, 2022

No Worries!

We knew from the beginning of getting Riley that she would love to eat everything and anything. She has gotten into some things that warranted visits to the vet. Healthy Paws was quick and easy to upload vet documents to get money back from the bills. We didn't have to worry about expensive vet bills because we knew we could get most of the money back with the insurance. We had to front the money for the visits, but within about a week our claims came back and money was direct deposited into my bank. We are glad we invested in this insurance for our dog and will add any future dogs to our plan!

Insurer: Healthy Paws

By: Rachael

Useful
Verified January 07, 2022

Doesn’t get better than this! Thanks Trupanion!!

Such wonderful service! Trupanion has paid 90% of my bill before we left the parking lot yet again! Wonderful service!! Thanks again!!!

Insurer: Trupanion

By: Debbie

Useful
Verified January 07, 2022

Quick review and approval

I did a lot of research and Healthy Paws was the best for us. When our cat had to be scoped at the ER vet, we filed a claim and got an approval notice in just a few days. The process was very easy and quick!

Insurer: Healthy Paws

By: Mary

Useful
Verified January 07, 2022

Good coverage

Good coverage

Insurer: Trupanion Canada

By:

Useful
Verified January 07, 2022

Response to claim is rapid and all information is clear.

Response to claim is rapid and all information is clear. Thank you

Insurer: Trupanion Canada

By:

Useful
Verified January 07, 2022

This was our first claim.

This was our first claim. We found the experience to be easy. We were not sure what would be covered so we submitted all our receipts pertaining to the issue and Trupanion sorted them for us. We have been very happy.

Insurer: Trupanion Canada

By:

Useful
Verified January 07, 2022

We have had incredible service with trupanion and I would recomend them to everyone with an animal.

We have had incredible service with trupanion and I would recomend them to everyone with an animal. They deal with all claims in a very timely manner which is extremely appreciated when money can be tight for some people

Insurer: Trupanion Canada

By:

Useful
Verified January 07, 2022

Enrollment was easy ¡X but I did have concerns

Enrolling was mostly easy but there were a couple issues. 1) Getting hit with that $35 ¡§one time service fee¡¨ at the end was unexpected and a bit disheartening at a time when money is tight. You guys are the best, which is why I chose you over cheaper pet insurance, but I had very specifically budgeted for the quoted amount. I wish I knew up front there would be an extra fee so I could have been ready for that. 2) I had to choose ¡§medium mix¡¨ for her (or whatever), based on her estimated weight from Embark and the rescue I got her from. But she¡¦ll be right on the edge of medium and large, and I don¡¦t know what that means for my coverage if she does go over the weight limit. Will she still be fully covered if something happens, or will you guys decide you¡¦d rather not pay for an expensive treatment because maybe I was unknowingly paying the wrong premium for a few months? I feel like concerns like that should be addressed somewhere during the sign-up process. Maybe I¡¦m wrong, but I¡¦d guess most of your customers have mixes rather than purebred dogs, so I¡¦d bet this isn¡¦t exactly a rare possibility. 3) There¡¦s a part of the process that asks what hospitals she¡¦s been to in her life. She hasn¡¦t been to any ¡§hospitals,¡¨ but she has been to an urgent care once. I didn¡¦t list it because I assume that doesn¡¦t count, but whether or not it does, some simple verbiage to the effect of ¡§Please include any urgent care centers or vet appointments for injuries or illness.¡¨ (Or conversely, ¡§You do not need to include urgent care visits¡¨). As a customer, I¡¦m worried that I¡¦m going to do something wrong during the sign-up process, not find out until I make a claim, and then not be covered after paying premiums for years. ¡X Other than these concerns, the process was mostly pretty easy.

Insurer: Trupanion

By:

Useful
Verified January 07, 2022

Georgia's Trupanion doesn't cover half the items that North Carolina covers.

Georgia's Trupanion doesn't cover half the items that North Carolina covers. We will be moving out of state and I may look into other pet insurance if that state covers as little as Georgia does.

Insurer: Trupanion

By:

Useful
Verified January 07, 2022

Have been impressed with Trupanion's customer service and speed of claim approvals and payments.

Have been impressed with Trupanion's customer service and speed of claim approvals and payments.

Insurer: Trupanion

By:

Useful

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