Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,759 total


Verified December 09, 2022

Healthy Paws - To the Rescue!

So pleased with this insurance. I never hoped to have to use it but that was short lived. Ranger's middle name is Danger. Healthy Paws was there when we needed them - no questions asked. The claims are adjudicated very quickly. Thank you Healthy Paws for your service. Can you believe that I'm praising an insurance company! I recommend them.

Insurer: Healthy Paws

By: Nancy

Useful
Verified December 09, 2022

TRUPANION ALWAYS COMES THROUGH

MY CLAIMS ARE ALWAYS HANDLED EXPEDITIOUSLY. iT IS VERY EASY TO SUBMIT A CLAIM

Insurer: Trupanion

By: Anna

Useful
December 09, 2022

Overall I recommend

I love the policy that I have and it’s turned out to be a blessing with the puppy we adopted who is inclined to eat things she shouldn’t. I love that it covers 100% accident and prevention. Customer service has been friendly. What I would like to see is (1) if they say a drug will be approved with a vets prescription, please approve it. (2) Process the claims in a way that makes sense. There are times when not 100% is covered and it should be, or there is one huge lump sum that I can’t figure out belongs to what claim. (3) Make the benefit statements be available online or in the app. I’m reliant on the paper statement they send to align back to the claim. It’s challenging to figure out what was processed vs not. (4) Consistently use the date of service instead of randomly inserting other dates for the claims, so, again, I can follow what was processed. It is a great insurance, I just wish it took less time to figure out the status of the claim and tie back payment to the actual claim.

Insurer: MetLife

By: Teresa

Useful
December 09, 2022

I’m starting to feel like this is a scam

I have had their pet insurance for years and just filed my first few claims. All were rejected except 1 under $100 as it does not even cover my deductible so why would they care. Their reasoning for denying the claims? I went to the vet about the same issue months ago… is that not the exact reason for getting pet insurance so I can seek treatment for reoccurring issues… anyways I will be cancelling. What a waste of $2000+

Insurer: Fetch

By: Jessica

Useful
December 09, 2022

I’m starting to feel like this is a scam

I have had their pet insurance for years and just filed my first few claims. All were rejected except 1 under $100 as it does not even cover my deductible so why would they care. Their reasoning for denying the claims? I went to the vet about the same issue months ago… is that not the exact reason for getting pet insurance so I can seek treatment for reoccurring issues… anyways I will be cancelling. What a waste of $2000+

Insurer: Fetch Canada

By: Jessica

Useful
Verified December 09, 2022

So Grateful for Trupanion!

As always, great experience. So grateful to have Trupanion by our side as we help our pup battle cancer.

Insurer: Trupanion

By: Lisa

Useful
Verified December 09, 2022

So far have enjoyed the coverage for my Yorkie and have since added another dog.

So far have enjoyed the coverage for my Yorkie and have since added another dog.

Insurer: Trupanion

By: Rhonda

Useful
Verified December 09, 2022

Trupanion is great!

Super simple! My claim is taken care of upon checkout at Glen Ellyn Animal Hospital! It is wonderful!

Insurer: Trupanion

By: Karen

Useful
Verified December 09, 2022

The people are always friendly and helpful snd claims are processed in a very efficient manner.

The people are always friendly and helpful snd claims are processed in a very efficient manner.

Insurer: Trupanion Canada

By: Jane

Useful
Verified December 09, 2022

Satisfied

Very prompt on reimbursement to me!

Insurer: Trupanion Canada

By: Debbie

Useful

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