Petsecure | Pet Insurance Review

2.5

out of 5

Number of reviews 226

Petsecure is Canada’s oldest and largest pet health insurance provider, offering comprehensive coverage for accidents, illnesses and alternative treatments, as well as optional dental care coverage and exclusive member benefits. Learn more about Petsecure’s plan options and read customer reviews so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Melissa Martin

3 Years and 3 Dogs

We have 3 Huskies and have Petsecure Insurance for all 3. Our first husky had a minor accident with her tooth and Petsecure was there to help. Our second husky was diagnosed with Angular Limb Deformity and Petsecure has been there every step of the way. They have been an enormous help with our boy which has helped with the whole decision making process. When we got our 3rd husky a few months ago, I thought our premium was going to go sky high due to our second ones disability... the complete opposite happened, we got 10% off as we have 3 or more pets with insurance. The premiums are reasonable and the turn around time is amazing!! Thank you Petsecure!!
5

out of 5

POSTED: | BY: Darlene Kiss

Petsecure saved our Hank

Without Petsecure's help we would have had to put our golden, Hank, to sleep. He was so sick that the vet at Calgary North Vetrinary Clinic didn't think Hank would survive as Hank contracted something rarely seen in goldens. Petsecure allowed CNV to direct bill as the first of his visits was well over $1,300. To this date, Hank's vet bills are well over $6,000. We still aren't out of the woods with Hank as CNV is still conducting tests to see if they can nail down what is making him sick. They do know that he has severe arthritis, has had water surrounding his lungs as well as other internal injuries. I have had other pets and had insurance with Trucompanion, President's Choice, etc. but none of these plans did as much for a pet like Petsecure. I am so glad I chose this insurance company over any others.
5

out of 5

POSTED: | BY: Brenda

Works great for me

We're a new family with 2 great cats and not much savings- Petsecure is great to have knowing that, in case of emergency, we won't have to make a tough decision tougher.
5

out of 5

POSTED: | BY: Derek &

2 years so far - very happy

Our Newfoundland has been ensured with PetSecure for 2 years (he is 2 years old). We chose Secure 4, because we wanted unlimited coverage and additional benefits such as puppy series innoculations and dental coverage. The claims process is as simple as handing a pre-filled form to your vet, and reimbursements have been prompt and hassle-free. Very pleased, so far, and would highly recommend.
1

out of 5

POSTED: | BY: Bryan

Exclusions

After pursuing our breeders recommendation of continuing our puppy insurance, we upgraded our insurance to the preventative plan. We sent in our first claim, only to have it partially denied, due to a pre existing health concern. However, our coverage never lapsed and was in force since birth...go figure. There was no specific intervention other than de-worming which seemed to fix the problem of lethargy. A letter then arrived stating that gastrointestinal problems and associated concerns would now be excluded. This confirms what we had been told about this insurance plan, as soon as you have difficulty it will be excluded....we cancelled our insurance. Don't waste your time. Pick a different company.

Monthly Cost

Premiums will vary depending on your plan choice, breed and location.

Coverage

Choose between 4 levels of cover for Accident, Illness and Dental treatment. Secure 1 offers $1,000 per Accident cover, $1,000 Illness cover per condition, per year and $200 Dental cover. Secure 2 offers $2,500 per Accident cover, $2,500 per condition, per year Illness cover and $300 Dental cover. Secure 3 offers $5000 per Accident cover, $5,000 per condition per year cover and $400 Dental cover. Secure 4 offers unlimited cover for Accidents and Illness and $600 per year Dental cover, and Wellness cover. Plans offer 80% coverage (20% co-insurance) after annual deductible satisfied.

Payout Limits

Annual limits of $1,000, $2,500, $5000 or unlimited cover depending on your chosen plan. Limit amounts are per accident or per illness/condition per year. Dental coverage amounts depending on plan choice.  

Deductible

Annual- Age Based Deductibles Deductible A $100 – $500 Deductible B $200 – $700 *Secure 4 with Wellness Care Deductible A $250 -$500 Deductible B $300 – $700  

Age Limits

Pet must be at least 8 weeks old to enroll. No age limit  

Waiting Period

48 hours for accidents 14 days for illness 6 months for dental, cruciate ligament injuries or interverebral disc disease  

Exclusions

Pre-existing conditions are not eligible for coverage.  
Petsecure is Canada’s largest pet health insurance provider, offering comprehensive, veterinarian-recommended coverage for dogs and cats of all breeds and ages. In over 28 years, Petsecure has cared for more than 1.2 million pets. Petsecure offers coverage for accidents, illness, dental care and alternative treatments, as well as exclusive member benefits. Petsecure is committed to community involvement, donating over $500,000 to various animal organizations across Canada.

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