Petsecure | Pet Insurance Review

2.5

out of 5

Number of reviews 226

Petsecure is Canada’s oldest and largest pet health insurance provider, offering comprehensive coverage for accidents, illnesses and alternative treatments, as well as optional dental care coverage and exclusive member benefits. Learn more about Petsecure’s plan options and read customer reviews so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Anny

Problem with every single claim ever made!

I am so furious and frustrated with this insurance company because of all the stress it causes my family and myself. I have never had a claim go through with them without having to fight for a claim in which they left out. I invested in the highest level (secure 4) and they would not cover an ear infection until I called them to complain about that. They also did not cover my dog's annual exam, vaccination and heartworm prevention even though it is stated on every one of their pamphlets and forms that it is covered through secure 4. I find it ridiculous that I have to follow up with them every single time I make a claim and they can't seem to get their own plans right. I thought pet insurance was supposed to put me at ease, but instead I feel like all my money is just being flushed down the drain because they refuse to compensate me for most things I claim. What's the point on investing in this then?
5

out of 5

POSTED: | BY: jackiechandc

PetSecure very helpful for our Bulldog

For anyone that is interested in a pet especially a pure breed I cannot stress how important for you to at least consider getting some sort of illness or accident insurance. Our beloved 11 year old bully passed away almost 3 years ago now and was insured by PetSecure since he was a pup (back then it was known as Petplan). We bought the one without life time limitations. It really gives you a peace of mind to let the vet know that "don't worry about costs, just do whatever you can to help my pet" attitude. We had claims of $2000, $4000 and even $6000 paid during several emergencies in his lifetime. We never had a problem with any of our claims as they were always paid within a few weeks. As with regular car insurance it's not to help pay for all the little claims, but when you need it's there to use.Should we ever get another dog again in the future, we would not hesistate to use them again.
5

out of 5

POSTED: | BY: Colette Grant

PETSECURE IS A GOOD COMPANY !!

Petsecure is a Good company to have your pet insured with. I am so very grateful for their help in saving my small 10 year old dog.(Shih-Tzu) I have carried Petsecure Insurance from the time she was a pup and never had a claim till last year. What a claim it was !!! I think we are in the 20,000. range for a number of health issues and Petsecure came through for us. I have no hesitation whatsoever in recommending them to anyone. I suggest that you insure your dog as early as possible and get the best coverage that you can afford as your pup will become part of your family and you will want to keep him/her with you as long as possible.
5

out of 5

POSTED: | BY: Wendy Conforzi

Great company with great service

We have our dogs and new new kitten covered with pet secure. We have always had our claims paid within 2weeks from submitting forms. We have had no problem at all with this company, and, see having pet insurance as an expected expense in pet ownership. The relief to know that any accident or illness will be covered, and, that we will never have to worry about where funds will come from to help our animals is well worth the premiums we pay. The preventive coverage is extremely important to us as well.
1

out of 5

POSTED: | BY: jen

unfair

Within 3 days of bringing home our new puppy, he almost died of distemper. Although he checked out normal at the vet on the way home from the breeder, and he came with a complimentary pet secure trial, we were extremely disappointed that because the vet had not activated the insurance on the day of the exam, they were not able to compensate. How do we have any control over when the vet faxes in the activation??????? very unfair.

Monthly Cost

Premiums will vary depending on your plan choice, breed and location.

Coverage

Choose between 4 levels of cover for Accident, Illness and Dental treatment. Secure 1 offers $1,000 per Accident cover, $1,000 Illness cover per condition, per year and $200 Dental cover. Secure 2 offers $2,500 per Accident cover, $2,500 per condition, per year Illness cover and $300 Dental cover. Secure 3 offers $5000 per Accident cover, $5,000 per condition per year cover and $400 Dental cover. Secure 4 offers unlimited cover for Accidents and Illness and $600 per year Dental cover, and Wellness cover. Plans offer 80% coverage (20% co-insurance) after annual deductible satisfied.

Payout Limits

Annual limits of $1,000, $2,500, $5000 or unlimited cover depending on your chosen plan. Limit amounts are per accident or per illness/condition per year. Dental coverage amounts depending on plan choice.  

Deductible

Annual- Age Based Deductibles Deductible A $100 – $500 Deductible B $200 – $700 *Secure 4 with Wellness Care Deductible A $250 -$500 Deductible B $300 – $700  

Age Limits

Pet must be at least 8 weeks old to enroll. No age limit  

Waiting Period

48 hours for accidents 14 days for illness 6 months for dental, cruciate ligament injuries or interverebral disc disease  

Exclusions

Pre-existing conditions are not eligible for coverage.  
Petsecure is Canada’s largest pet health insurance provider, offering comprehensive, veterinarian-recommended coverage for dogs and cats of all breeds and ages. In over 28 years, Petsecure has cared for more than 1.2 million pets. Petsecure offers coverage for accidents, illness, dental care and alternative treatments, as well as exclusive member benefits. Petsecure is committed to community involvement, donating over $500,000 to various animal organizations across Canada.

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