Petsecure | Pet Insurance Review

I have a Havanese and I insured her with plan 4! I had to do surgery on her both knees. Do you know what the Petsecure did? They paid the cost but immediately they sent me a letter that they are not going to pay 80% of expenses anymore and they will pay just 50% from now on. however they are charging me for plan 4 monthly but only paying 50% of medical expenses. I am going to cancel my plan and I am not going to use this insurance company for my second dog!

I recently canceled insurarnce with Petsecure for one of my two dogs as it became uneconomical to keep paying, as they lowered the co-pay amount. The more claims the lower it gets, and if your dog has exclusions, they reword it so that they don't have to pay under your policy. They are always professional and claims are handled quickly, but if you need to use it, they eventually will make it worthless. You do need to keep on top of them and the things that they say they won't cover. They are an insurance company so of course it's about money and not paying out whenever they can

The policy should a lot you x amount a year. Instead you never know how much they are going to cover on the claim each time a firm is submitted. Make the it known to your clients what they are covered for.

We have the secure 4 plan - don't worry about anything plan! Ha, our dog was diagnosed with terminal cancer and given 6 months to live. Four months into it they reduced our co-pay to 50 per cent. No, they did not cancel our plan and no they did not increase our premium but to go from 80 percent coverage to 50 percent is a huge deal. I complained and they raised it to 60 percent. Never again! Before this I would have recommended it but to do this to a dying dog is just plain cruel. Then I got a tag in the mail in case the dog got lost - I promptly mailed it back to them. I called yesterday and the stupid person asked me "how is your dog doing" - this after pulling up my file - Can't you see my dog has terminal cancer!!! The customer service ombudswomen I spoke to made it clear to me that my dog and I were not "special". Do your research there has to be a better company out there somewhere. With the stress of a cancer dog they should have some compassion but it is all about risk management and how much your dog is costing them.

We were given the name of this company from our breeder so we thought we would get insurance on both our dogs. They forgot to take out an automatic payment and when we had submitted a claim were told it was on hold because a payment had not been made back in November and this was now January. You send emails to find out what happened and put the plan on the client. Along with that, they informed me that they had not received any emails to cancel which atleast 4 emails were sent with a confirmation that it had been from their automated computer. Would not recommend this company to my worst enemy