Petsecure | Pet Insurance Review

Overall I am satisfied with the coverage I have with Petsecure....they always however take a long time to reimburse you....That is my only complaint....they never respect the 7 to 10 days commitment.....my last claim was submitted almost 4 weeks ago...still have not received the reimbursement.....

Since day 1 Petsecure has done everything they could to avoid paying me a penny. Since I my dog, I've had to pay over $3000 worth of pet bills as she was a rescue and not in the greatest shape. Her only problem was that she has a really bad immune system which caused her to pretty much catch anything around her. When I signed up wit Petsecure I was very clear and honest by telling them that she has previously suffered from Coccidiam which I fully understood should be excluded until further review. This parasite caused her to have flaky skin and a reduced immune system. When 3 months later she caught a skin parasite, the insurance refused to cover it although I had a letter from my vet stating that this condition had been tested negative in the past and was only recent. Their excuse: there were previous symptoms of that disease..... Lie, there clearly was not. A month later, she got Giardia, now that was denied too because supposedly, she had an exclusion for "internal parasite". Now that's when I lost it and decide it was time to cancel my policy! I had received a letter from Petsecure in the passed stating that the "internal parasite was only concerning the Coccidian". So although the I actually had proof, it was written in my contract, in ink that she was only excluded for Coccidian they still wouldn't hear it. These people are crooks, they don't deliver the service that you pay for and they act as if they could simply decide wether to cover things or not without actually playing by the rules and by the contract. I am not debating whether to get my lawyer involved as there is more than $1000 worth of fee that should've been covered so far. Anyhow, bottom line is, I strongly, strongly suggest you go look somewhere else when chosing an insurance!

I have been a Pet Secure customer since 2006 for 2 dogs and today received a cheque for $1.08 on my second ever claim. DO THE MATH. It is not worth it.

I submitted a claim for my dog for dental treatment. She had 6 teeth removed, cleaning and a lump in her mouth biopsied. The bill was $3,200.00 I understood that on her plan she has $600.00 for dentistry but I didn't think that a lump on her gums would be considered part of this $600.00 claim. According to the person on the phone it is! I don't understand this. If my dog had a lump on her back it would be covered but because it's in her mouth it's only covered up to the $600.00. I'm disappointed. I also think they should supply a booklet outlining in detail what is covered and what is not covered. As pet owners we only get a very simplified version on line without a detailed booklet to refer to.

Every time I have submitted a claim I have to follow-up with them to see if they got it because it takes so long. It says on the website 7-10 days to process claims which is not at all true. I have also had to send claims in multiple times because they say they didn't receive them. Often they do not even begin processing it until I contact them. I haven't run into the problem of them not covering a claim yet but that is yet to be determined since I am still waiting for them to process them! I am considering switching companies.