Petsecure | Pet Insurance Review

2.5

out of 5

Number of reviews 226

Petsecure is Canada’s oldest and largest pet health insurance provider, offering comprehensive coverage for accidents, illnesses and alternative treatments, as well as optional dental care coverage and exclusive member benefits. Learn more about Petsecure’s plan options and read customer reviews so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cassie

Never regret getting Insurance with Petsecure

I am so glad I got insurance with this company. I insured my pug when he was 8 weeks of age and by 6 months of age he was diagnosed with environmental allergies, hip dysplasia, gastroenteristis and respiratory issues. Petsecure covered 80% of all his bills and has continued covering all his treatments. When I called head office to confirm that all his treatments were covered they reassured me that everything would be covered. Thank you so much Petsecure for protecting my dog and allowing me to treat all his conditions without having to worry about the cost of his vet bills. I recommend this company to all my friends !!!!
5

out of 5

POSTED: | BY: Shannon

Love my insurance company!

I have had Petsecure on all of my pets for the last 5+ years, currently 4 cats and 2 dogs! In the past 6 months I have had to submit claims for pneumonia ($7000), recurring bouts of pancreatitis, demodex, and now possibly feline asthma, on a number of my animals. Petsecure always pays my claims to my full expectations and I have never been disappointed!
2

out of 5

POSTED: | BY: D. Amadatsu

slow processing of lcaims

I submitted a claim for cat boarding fees and also a a form for seeing if they could process my claim for when my cat took sick. I My vet and I kept submitting forms for pre=payment of her fees and they kept repeating requests for forms even though it was submitted by snail mail and by fax. They kept misplacing my forms and now i have run into Nsf charges because of the delays in sending me my money.Be persistent and PATIENT
2

out of 5

POSTED: | BY: Sally Andrade

They'll Penalize You

My dog was diagnosed with epilepsy and I incurred over $3,000 in Neurology Veterinary bills. They paid 80% of that amount as promised. However about two months later, I received a letter stating that they were dropping my coverage in future to pay only 50% of any subsequent claims. The letter also stated that they would revisit this in six months time. I had no further claims and they finally reinstated the 80% coverage ... Four years later. So beware, they will pay the claim but penalize you for making it.
1

out of 5

POSTED: | BY: ToothDoc

Fraudulent

Refused to pay for surgery completed September 04, 2012, sent a letter telling me they placed an exclusion on the affected tissue September 20, 2012, 9 months after I signed up for the surgery. Have had insurance with them twice, they have never paid a cent toward a claim. Pet secure is a scam.

Monthly Cost

Premiums will vary depending on your plan choice, breed and location.

Coverage

Choose between 4 levels of cover for Accident, Illness and Dental treatment. Secure 1 offers $1,000 per Accident cover, $1,000 Illness cover per condition, per year and $200 Dental cover. Secure 2 offers $2,500 per Accident cover, $2,500 per condition, per year Illness cover and $300 Dental cover. Secure 3 offers $5000 per Accident cover, $5,000 per condition per year cover and $400 Dental cover. Secure 4 offers unlimited cover for Accidents and Illness and $600 per year Dental cover, and Wellness cover. Plans offer 80% coverage (20% co-insurance) after annual deductible satisfied.

Payout Limits

Annual limits of $1,000, $2,500, $5000 or unlimited cover depending on your chosen plan. Limit amounts are per accident or per illness/condition per year. Dental coverage amounts depending on plan choice.  

Deductible

Annual- Age Based Deductibles Deductible A $100 – $500 Deductible B $200 – $700 *Secure 4 with Wellness Care Deductible A $250 -$500 Deductible B $300 – $700  

Age Limits

Pet must be at least 8 weeks old to enroll. No age limit  

Waiting Period

48 hours for accidents 14 days for illness 6 months for dental, cruciate ligament injuries or interverebral disc disease  

Exclusions

Pre-existing conditions are not eligible for coverage.  
Petsecure is Canada’s largest pet health insurance provider, offering comprehensive, veterinarian-recommended coverage for dogs and cats of all breeds and ages. In over 28 years, Petsecure has cared for more than 1.2 million pets. Petsecure offers coverage for accidents, illness, dental care and alternative treatments, as well as exclusive member benefits. Petsecure is committed to community involvement, donating over $500,000 to various animal organizations across Canada.

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