Pets Plus Us | Pet Insurance Review

4.1

out of 5

Number of reviews 564

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.2
  • 4.0
  • 4.1
  • Count
  • 18
  • 77
  • 564
Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! Learn more about Pets Plus Us plan options, read customer reviews, and get a quote so you can make an informed choice about your pet insurance provider. *Blue Ribbon Benefits not available in Quebec.
1

out of 5

POSTED: | BY: Leonora Prince

RUN!

Upon visiting my vet, I was told their insurance would cover the visit if I bought it that day. I explicitly asked! When I go to file the claim for all pets at the end of the year, they tell me, no, you don't get coverage until the next day. Also, $500 per pert deductible. $650 wasted. Rip off. Typical......
5

out of 5

POSTED: | BY: Ann Lapointe

Peace of mind.

I have insurance for both my English bulldogs. I have had to submit claims for unforeseen surgeries that cost a lot of money. Knowing the ease and speed of return for my claims is so comforting. One less thing I have to worry about so I can look after whatever is needed for my two boys.
5

out of 5

POSTED: | BY: Mile Dimitrijevic

The best pet insurance company, right now

Everything is fine, my pet is really protected with you. Thanks guys.
5

out of 5

POSTED: | BY: Harry Gregg

Assistance with Tory's Lymphoma

In September, Tory was diagnosed with lymphoma with a very short life expectancy with no treatment. The fact that I had insurance is of great comfort to consider treatment which may exceed $15,000. He is taking treatment very well which has extended his life expectancy greatly and we hope to have him for a long time yet. He is a loving companion and everyone in our neighborhood would miss him greatly if we were unable to care for him.
5

out of 5

POSTED: | BY: Kim Gravel

Peace of Mind

Excellent services provided claim processes efficient.

Monthly Cost

Monthly costs vary based on your pet’s species, age, and location, as well as your chosen plan. Customize coverage to suit your pet’s needs and your budget.

Coverage

Coverage can include reimbursement for eligible: illnesses, injuries and accidents, hospitalization, surgery, hereditary conditions, diagnostics, prescription medications, alternative therapies, and behavioural therapies. Plus Additional Benefits such as, boarding for your pet if you’re hospitalized, holiday trip cancellation fees, lost pet advertising and reward, euthanasia, cremation, or burial.

You choose a reimbursement level of 70%, 80%, or 90%.

The pay-out amount is based on your actual vet bill and includes coverage of eligible exam fees and taxes.

An optional wellness coverage add-on is also offered for an additional monthly cost.

Payout Limits

Annual limit of $5,000 in Accident Only coverage, or $7,500 or $15,000 in Accident & Illness coverage annually, depending on your chosen plan.

Deductible

$100 – $700 age-based annual deductible.

Age Limits

Pet must be at least 7 weeks old to enroll.

There is no upper age limit.

Waiting Period

Coverage begins after 48 hours for accidents. A policy waiting period of 14 days applies for illnesses.

Exclusions

All pet insurance plans have limitations and exclusions. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement.

All Accident & Illness policies are underwritten upfront so pet owners are aware of any pre-existing conditions that will not be covered prior to making a claim.

What’s not covered:

  • Dental care
  • Reproductive health
  • Experimental treatments
  • Wellness or preventative care, unless a Flex Care plan is added

For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! *Blue Ribbon Benefits not available in Quebec. Check Pets Plus Us out on Instagram, Facebook, and Twitter. Pets Plus Us Pet Insurance policies are underwritten by Northbridge Insurance and distributed by PTZ Insurance Services Ltd. & Société d’Assurances Collectives (Sodaco) Inc. in Quebec.

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