1
out of 5
POSTED: | BY: CLAUDIA MEDINA
This insurance carrier is practically worthless.
Very unhappy, this insurance carrier is practically worthless. They pay almost nothing.
4.9
out of 5
Number of reviews 14,149
Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S.
Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
5
out of 5
POSTED: | BY: Christiane C Anctil
I am so glad I have Pets Best Pet …
I am so glad I have Pets Best Pet Health insurance. The website is super easy to navigate and the payments / reimbursements are always timely.
I could not live without it, my dog is now 15 and is having some issues and I never get disappointed with Pets Best!
Christiane Govan
5
out of 5
POSTED: | BY: Amanda M.
This is a must especially for large …
This is a must especially for large dogs. The representatives are very upfront about what is covered and what isn’t. I don’t feel like they are trying to hide something from me or take advantage of me. Everything you need to know is listed for you to easily understand. I haven’t noticed hidden verbiage. I just got received an email stating that I will get $1,100 reimbursement on my pets emergency vet visit, I am going to end up only paying just over $100 out of pocket. I was very nervous to open the EOB when it was sent to me as I feared it would be too good to be true to have them pay and I would somehow be declined due to some hidden disclosures of something. I was beyond relieved, excited and now feel very secure after I saw I was reimbursed the amount that I expected despite my doubts. We all know how insurance companies are for humans so it’s only natural to feel that way!
5
out of 5
POSTED: | BY: S. Little
Pet's Best is the best!
Pet's Best is the best! Their website is easy to submit a claim and fast turnaround for reimbursement! Pet's Best takes the stress away for costly vet visits. I would highly recommend Pet's Best!
Monthly Cost
$6 and up, depending on your chosen plan.
Coverage
Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible.
Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states).
Two optional Wellness plans to cover routine care.
24/7 Pet Helpline, powered by whiskerDocs is included on all policies.
The pay-out amount is based on your actual vet bill.
Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method.
Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.
Payout Limits
$5000 -Unlimited annual limit, depending on your chosen plan.
Unlimited lifetime limits.
Deductible
$50 – $1,000 annually.
Age Limits
Pet must be at least 7 weeks old to enroll.
Pets Best does not restrict coverage or availability for older pets.
Waiting Period
A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.
Exclusions
Pre-existing conditions are not covered.
Elective and preventive procedures are not covered.
Disclosures
Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. For all terms visit www.petsbest.com/policy. Products, schedules, discounts, and rates may vary and are subject to change. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.
Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company (NAIC #12190), a New York insurance company headquartered at 6100 4th Ave. S. Suite 200 Seattle, WA 98108, or Independence American Insurance Company (NAIC #26581), a Delaware insurance company located at 11333 N. Scottsdale Rd. Ste. 160 Scottsdale, AZ 85254 or MS Transverse Insurance Company (NAIC #21075), located at 15 Independence Blvd. Suite 430, Warren, NJ 07059. Pets Best Insurance Services, LLC (NPN #8889658, CA agency #0F37530) is a licensed insurance agency located at 11333 N. Scottsdale Rd. #160 Scottsdale, AZ 85254. Each insurer has sole financial responsibility for its own products. Please refer to your declarations page to determine the underwriter for your policy. Terms and conditions apply. See your policy for details.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005.
Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.