As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

Average customer rating

9.4 Out of 10
60 Days 1 Year Lifetime
Rating 9.5 9.5 9.4
Count 1188 4348 4801

Nationwide Pet Insurance

9
Out of 10
Recommended
Posted: 12/11/2018
By:
Sheri S

I love the coverage that Nationwide Pet Insurance provides. We originally had VPI then stayed with it when it became Nationwide. We have no complaints on the amount of money that is paid to us when a claim is filed and we have met the deductible. I do...

Injury/illness
Puncture wound to paw pad
Claim Amount
$100 - $500
Breed

Mixed Breed

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 12/11/2018
By:
Heidi Karn-Barker

Our golden, Nola, is seven and a half years old. She developed small tumors on her eye and ear, and our vet recommended having them removed. The entire bill was covered by our pet insurance, otherwise I'm not sure we would have been able to afford the...

Injury/illness
Claim Amount
$100 - $500
Breed

Golden Retriever

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 12/11/2018
By:
Amy Janus

Fiji broke his leg & Nationwide helped with 50% of the cost!

Injury/illness
Broken leg
Claim Amount
Over $1000
Breed

Mixed Breed

Age of Pet
1 - 8
8
Out of 10
Recommended
Posted: 12/11/2018
By:
Mary Sarb

For the majority of the time I have been very happy with your pet insurance. However, I have noticed that the claims processing time has really slowed down. The last time, I had a clain that took over 2 months to process.

Injury/illness

Skin problem

Claim Amount
$100 - $500
Breed

Bulldog

Age of Pet
1 - 8
Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. 

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. 

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. 

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming. 

Since 1982, Nationwide has helped pet owners protect what matters most. 

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.