As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

Learn more about Nationwide's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.5 Out of 10
60 Days 1 Year Lifetime
Rating 8.5 9.6 9.5
Count 25 9397 15574

Nationwide Pet Insurance

10
Out of 10
Recommended
Posted: 01/28/2020
By:
Sandra Papiez

Awesome customer service and quick claim reimbursements! My companion is alive today because of Nationwide!

Injury/illness
Claim Amount
Breed

German Shepherd

Age of Pet
1 - 8
3
Out of 10
Posted: 01/27/2020
By:
Richard Sanchez

Nation Wide denied my claim even though my doctor didn't say he had dermatitis before his visit. They took it and used it against my dog.

Injury/illness
Claim Amount
Breed

Bulldog

Age of Pet
1 - 8
2
Out of 10
Posted: 01/27/2020
By:
Matt Keil

We signed Odin up at 1+ yrs and were asked for his records. We sent them along and received a note back stating he would not be covered for any future ear infections caused they were likely caused by allergies. This despite the fact that the vet records...

Injury/illness
Claim Amount
Breed

Rhodesian Ridgeback

Age of Pet
1 - 8
Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. 

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. 

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. 

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming. 

Since 1982, Nationwide has helped pet owners protect what matters most. 

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.