Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kenneth

Don't understand fairness on lIms

Last claim was good got 127 still wItng for check. May 31 don't understand doctor told me was bleparatis she put down cause allergies that wS wrong appealing the 432 got o she hasn't called me bCk
5

out of 5

POSTED: | BY: Christine

Easy to maneuver

Easy process for claims and friendly workers when called
5

out of 5

POSTED: | BY: Tonyce

Quick turn a round for claim. It was very helful.

The quick turn a round time was great for claim and using the app was helpful as well.
5

out of 5

POSTED: | BY: Leah

We are very happy with Nationwide

I am very happy with Nationwide. From the first phone call getting insurance for Willow to the claim process, we can’t be any happier.
1

out of 5

POSTED: | BY: Tori

Horrendous

I have spoken to three different representatives in the last three weeks. All giving me different answers and zero help. I have submitted everything the vet has in their system on my puppy and I haven't even been able to get my January 4th, 2020 claim approved. I keep getting hassled to provide records from January 2018 and my puppy was not alive as he is currently 9 months old. What is the point of having the best insurance plan if working with Nationwide has been so horrible and time consuming. Will I ever see a claim refund? Everything I have submitted is listed under my policy as being covered. Most likely canceling my plan.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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