Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karen

Great experience with Nationwide pet insurance.

We’ve had nothing but excellent service with Nationwide. I’ve submitted my claims online and they’ve been reimbursed in a timely manner.
5

out of 5

POSTED: | BY: Anne

much easier than anticipated

I have never had pet insurance before with other pets. I am so thankful that this has been a positive experience. Emmett recently had to have surgery and we have not had any issues with getting claims paid quickly. I guess I was expecting it to be a hassle and it was definitely not. I have recommended Nationwide to all of my friends with pets. I am so pleased with the service.
5

out of 5

POSTED: | BY: Utivius

Our Modern Extended Family

Nationwide pet insurance genuinely cares about the pet's they serve and the families that love them! The entire experience, from enrollment to claims, from the understanding of the policy to the newsletter, from e-reminders to fun online. photo sharing opportunities, Nationwide pet insurance makes their love and influence felt. Nationwide pet insurance is a business, but they behave like a family member checking in to make certain all is well.
5

out of 5

POSTED: | BY: Betty

You are amazing!

I love this insurance, and you are the best of the best. You are number one, and I will be glad to spread the word! Thank you for all that you do to help our beloved pets!!! Great customer service and claims!
5

out of 5

POSTED: | BY: Susan

I recommend your company to every 'pet' family and VRT I encounter!

My first German Shepherd had 'allergy' issues and Nationwide saved us a tremendous financial burden! Prior to getting insurance we spent over $7,000 in allergy associated bills. At 11 yrs. of age he had an aggressive cancer (diagnosis to passing...5 days). Nationwide was compassionate and reached out to me offering assistance and comfort. Now with 'fur baby' #2 we did not think twice about insurance and again....excellent service and kindness. Would NEVER second guess Nationwide Pet Insurance.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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