4
out of 5
POSTED: | BY: Lonny
Claim Processing
Nationwide takes great care in processing claims and is constantly available for information and concern
4.8
out of 5
Number of reviews 24,782
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3
out of 5
POSTED: | BY: Matthew
Pay $$$, yet I am still doing the work...
Submitted a claim, then received a letter that the company needs more information. Contact the VET and she stated the bill is the information, as of today I am going in circles for a policy that I pay $700 + a year for. However the signup process was so easy!! I guess my major complaint is, the information I submit to the claim department has a phone number to the VET office, why do they not call and explain to them what more information they need.
5
out of 5
POSTED: | BY: Jennifer
I knew going into the animal hospital that with Nationwide Pet Ins I would be able to afford any thing necessary to help Bristol
I was able to worry about my dog & her recovery & not whether we could afford treatment. Nationwide’s app made it quick and easy to get repaid for her expenses.
5
out of 5
POSTED: | BY: Carissa
I wish my health insurance was as good as my dog's insurance!
I'm so impressed with Nationwide Pet Insurance! The coverage is great. I opted in for a wellness plan in addition to injury/illness and i'm so happy with it. It's extremely easy to submit a claim - I take a picture of the vet bill and submit it with a short description of what happened / why we had a vet visit. When Cinnamon was spayed, I submitted the claim the same day (it was a Friday) and I was reimbursed by I believe Monday or Tuesday! She had a little cut under her eye from the groomer so I had to get her an antibiotic ointment and that was easy too. I explained what happened in a few sentences and was reimbursed within a few days. Great service - and the customer service representative I spoke to over the phone before she was spayed was very helpful and nice! Highly recommend this insurance. I wish my health insurance had coverage this good!!
5
out of 5
POSTED: | BY: Kathryn
Thank you for your incredibly quick turnaround time and excellent customer service!
Because of our Nationwide pet insurance coverage I can focus on my baby girl, Gemma, whenever she gets sick or needs to see the vet. I can focus on her needs instead of getting anxious about a potential large vet bill or going into debt. Thank you!
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.